Goods in Transit for Removal Contractors
Our specialist courier team provides insurance cover for businesses that transport goods for customers, helping to protect against the financial impact of loss or damage following an accident during transit.
Who the product is suitable for:
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Those who transport goods either on behalf of someone else or their own goods
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Tradespeople looking to cover their tools while in transit in their vehicle
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Haulers who need all risks or RHA cover
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Haulers requiring CMR cover
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Those transporting refrigerated goods
Features & Benefits
Features & Benefits:
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The tools cover includes a 20% coinsurance clause for theft or attempted theft from a vehicle outside of working hours, where the insurer will pay 80% of the loss/damage
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Trailer Cover Extension
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European cover available for Haulage and Freight
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An economic product is available that excludes high theft risk goods
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Extension available to cover refrigerated goods
This policy
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Choose your level of Cover from £10K to £50K
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Optional Public Liability and Employers' Liability
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Pay annually or in installments
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£10K Cover costs only £282.70 per year
Protecting Removal Contractors since 2019
Since our founding in 2019, we have helped countless professional drivers get the protection they need.
Our flexible, affordable coverage can insure:
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Removers
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Van owners who transport goods for payment
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Man and Van Business
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Lifestyle Removal Contractors
We’ve gained a deep understanding of the challenges you face and can tailor coverage to meet your need.
If your business involves being contracted to move goods from one place to another, delivering these items safely and without damage will be a high priority. We specialise in providing insurance for the transportation sector. We can help you obtain appropriate levels of coverage to suit your business and can provide goods in transit cover either as standalone coverage or as part of a courier insurance policy.
Our specialist team is available to take your call and discuss your requirements.
Goods in Transit Documents
Liability Documents
Goods in Transit Insurance. What is it?
Goods in transit insurance covers the cargo (goods or products) you transport from one location to another as part of your removal business.
It is not a legal requirement, but it is highly recommended that you cover the risks you face when transporting other people’s goods. Without it, you could be held personally liable for issues arising while delivering goods.
Removers and haulers also need insurance for their vehicles and public liabilities. Alongside these, goods in transit insurance provides full cover for the risks you face while on the road.
It could only take an emergency stop in a vehicle to send tens of thousands of pounds worth of goods tumbling into each other and causing irreparable damage. Or somebody might compromise the security of your vehicle while goods are transported between destinations, with items stolen as a result.
Goods in transit insurance protects the goods you transport as a removal contractor against damage or destruction, loss, theft, delayed delivery, and consequential losses for items not delivered correctly.
Whilst a removals van insurance policy protects the driver and the vehicle, goods in transit cover the cargo on board (goods and products).
Additionally, goods in transit cover often come with £10m of public liability insurance and £5m of employers’ liability insurance—handy protection against the risks you and your employees face while delivering goods!
Furniture, electrical goods, valuable antiques, and other items are typical items covered for removal contractors under a goods-in-transit policy.
Up to £50,000 per load is available for cover, with individually listed items covered up to £1,000. The driver’s personal effects can also be covered up to £200.
How much does
Goods in Transit Insurance cost?
UK Sure pricing is straightforward. The table below shows UK Sure Goods in Transit prices for one vehicle.
You can quote and buy online Goods in Transit for Removal Contractors using this quote form.
UK Sure Goods in Transit prices are:
£10,000 Premium costs £322.70
£25,000 Premium costs £410.12
£50,000 Premium costs £528.75
Pick and Mix
✔ Choose your level of Cover from £10K to £50K
✔ Optional Public Liability and Employers' Liability
✔ Pay annually or in installments
✔ £10K Cover costs only £322.70 per year
The insurance packages we offer for removers ensure that you have a complete cover that protects your removal van, your livelihood, and the items you are taking. Whether you need furniture remover goods in transit insurance as a man and van operation or have a large fleet of removal vans, our goods in transit for furniture removers cover everything you need and what your customers want to be covered.
Dealing with house moves day in and day out means you will need the right furniture removal goods in transit policy. You will also need staff who are experienced, know your industry, can offer information in the event of a claim, and can get your documents to you as soon as possible.
Thankfully, we have been insuring removal companies for years, and our knowledge and experience, as well as our great relationship with insurers, mean we can offer cheap removal insurance policies with extensive cover.
European Goods in Transit Cover
Our policies are all-risk, so you are covered up to the full limit of your policy (minus your excess, which is standard on every type of insurance). We can also accommodate EU Removals cover, so if you are a European Removals company, we can ensure the movement of household goods for any of your outgoing ex-pats (or even incoming ex-pats!).
Even if you trade as a Man and Van service, if you transport multiple household items or furniture, insurers would classify this as removal!
Choosing a £15,000 limit to cover the goods you carry means you are covered to this limit. This may seem obvious, but there are many Goods in Transit policies around that don't offer such a comprehensive policy as we do and have clauses that mean you won't get paid out what you think you will, such as weight-based policies.
Liability Insurance for Removal Contractors
Our Liability Insurance for furniture movers provides you with the full coverage you and your business need, all with flexible payment methods. We'll cover you for:
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Removers public liability
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Removers employers liability
Examples of incidents where you need liability insurance:
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You don't provide your employees with the right equipment for a move, a back brace or gloves, for example, and they injure themselves while carrying out a move - Employer liability.
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You are in a customer's house collecting furniture and dropping an item, damaging their wooden floor.
Frequently Asked Questions
Question: What is goods in transit for removals?
Goods in Transit insurance is an insurance policy that all removals companies should have. It will cover you from any damage or losses to your personal belongings during the move. Therefore, damages by movers and packers outside of transit (vehicle) will not be covered.
Question: Do I need removal insurance?
The most important cover to have in place when moving home is a contents insurance policy that includes house removals. This kind of cover typically includes accidental loss or damage to your contents while they're being moved by a professional removals company to your new home.
Question: Who is responsible for goods in transit?
Ownership of goods in transit depends on the terms of sale. In the case of FOB destination, the seller is the owner of the goods in transit and is, therefore, liable for the shipment. But under FOB selling point, the buyer is the owner of the in-transit inventory, making them liable for the shipment.
Question: Who is liable for goods lost in transit?
The carrier shall be liable to compensate up to a certain amount, mentioned in the contract, for the loss of or damage to goods during transit. The carrier shall be liable for the loss or damage as per a certain term of the contract.
Question: What happens if you remove your insurance?
Even if you aren't driving, you may risk fines or a license suspension if you own a registered vehicle but don't have insurance. Canceling your insurance will also lead to a lapse in car insurance coverage, which may mean higher rates in the future.
Question: What does this insurance cover?
It typically covers:
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Accidental damage
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Theft from a locked vehicle
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Loss during transit
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Loading and unloading incidents
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Damage due to fire or flood
Question: Is this insurance legally required?
No, it’s not legally required, but it is strongly recommended to protect your business and maintain client trust.
Do you have a question about goods in transit for removal contractors?
Submit your question here
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