Motor Legal Expenses
Never before has it been so important for clients to have access to a comprehensive Motor Legal Expenses policy – and as such, UK Sure remains committed to ensuring that clients have an understanding of the benefits associated with Motor Legal Expenses and the cover afforded to them. We offer Motor Legal Expenses policies that protect and defend clients whilst minimising risk and extra costs associated with unexpected events.​
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Why choose Motor Legal Expenses with UK Sure
​In contrast to a 'no-win, no-fee service, our legal team will never take a cut of your compensation - with Motor Legal Protection from UK Sure, you'll always receive 100% of your entitled payout. We're committed to providing the services we promise.
We're authorised and regulated by the Financial Conduct Authority, so if you ever have a complaint, you have a right to report it to the Financial Ombudsman.
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Motor Legal Protection
Cover for: 12 Months
Cover Type: Motor Legal
Cover Level: £100K Legal Costs
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Total Premium: £17.49
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Motor legal expenses benefits
Legal assistance to recover your uninsured losses and help you stay on the road after an accident that was not your fault.
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£100,000 Limit of Indemnity
​The policy provides up to £100,000 of coverage throughout the insurance period.
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EU Territory Cover
Cover is extended beyond the UK territory limits to provide peace of mind when driving across the European Union.
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Cover for Drivers & Passengers​
Not all Motor Legal Expenses policies provide complete protection for both the driver and any passengers. UK Sure is committed to ensuring that the driver and any passengers involved have access to the most appropriate level of support.
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Motor Prosecution Defence
Up to £100,000 on any one claim towards legal expenses incurred in the defence of a criminal prosecution for a motoring offence.
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Underwritten by an A-rated insurer
The UK Sure Motor Legal Expenses policy is underwritten by one of the UK’s leading insurers, making it one of the most reliable products on the market.
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Contract Disputes
Provides costs and expenses to pursue or defend a dispute over a contract you have entered into for the purchase, sale, hire or repairs of your insured vehicle.
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Optional benefits
The following covers are optional extensions which can be purchased in addition to motor legal protection cover.
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14-day Vehicle Hire - £19.99
You'll be entitled to a Category E* vehicle following fire, theft, vandalism, accidental damage, or an accident that was your fault.
If you work as a taxi driver, courier or driving instructor, you can also choose a hire vehicle to suit your needs.
Frequently
Asked
Questions
What is Motor Legal Expenses Insurance?
Motor Legal Expenses Insurance (MLEI) helps cover legal costs following a car accident that wasn’t your fault, such as claiming uninsured losses or pursuing compensation.
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What does it cover?
It typically covers:
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Legal costs for recovering uninsured losses (e.g., excess, lost earnings).
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Personal injury claims.
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Legal defense if you're prosecuted for a motoring offence.
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Contract disputes related to your vehicle.
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Is it compulsory?
No, it’s an optional add-on to standard motor insurance but highly recommended for additional protection.
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Who is covered under this insurance?
Usually, the policyholder and named drivers on the policy are covered.
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Is there a limit to the legal costs covered?
Yes, most policies have a maximum cover limit—often between £50,000 and £100,000.​
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Does it cover legal action if I’m at fault?
No, it usually only supports you in cases where you are not at fault.​
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​Does it cover disputes over car purchases or repairs?
Yes, some comprehensive policies include cover for contract disputes involving the purchase, repair, or servicing of your car.
​Do you have a question about motor legal expenses insurance?
Submit your question here