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Taxi Breakdown Cover
You can’t guarantee that you won’t break down, but you can ensure that, if you do, you’ll have cover in place. Depending on the level of cover chosen, with UK Sure motor breakdown insurance, you get help with your vehicle when you need it most. Protect your business with reliable breakdown cover for taxi drivers. Enjoy peace of mind with excellent support and quick response times.
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Suitable for
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Private cars or motorcycles aged 15 years or less
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Taxi & Courier Drivers
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Taxi/Couriers with light commercial vehicles less than 10 years of age.
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Not Suitable for
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Vehicles weighing over 3,500kg
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People driving a minibus, motorhome, horsebox, or limousine
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For European trips exceeding 90 days.
Levels of Breakdown Cover
Standard Recovery
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Help to repair your vehicle at the roadside in the UK when you are more than ¾ mile from your home.
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If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage (within 20 miles).
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If recovery to the nearest garage is not possible or the repair cannot be made the same day, your vehicle, you and the passengers will be transported to your home or a chosen destination, provided this is 20 miles or less from where the breakdown took place.
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Recovery of a trailer or caravan if attached to your vehicle.
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Misfuelling cover – up to £250 to pay for the cost of draining incorrect fuel, and replacement with up to 10 litres of correct fuel.
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Key cover – to recover you to your home or a garage/dealership if you lose or break your keys or lock your keys in your vehicle.
National Recovery
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Everything covered by the Standard Recovery policy but with additional nationwide recovery.
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Recovery of your vehicle if you are medically unfit to drive.
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Overnight accommodation or alternative travel as an alternative to recovery.​​
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National Plus
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All the same benefits as National Recovery plus help to repair your vehicle at home or within ¾ mile from home.​​
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European
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Help to repair your vehicle at the roadside.
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Up to £150 towards reimbursement of costs of being towed to a place of safety following a breakdown on a motorway or major public road in France and some other European countries.
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If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage.
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If your vehicle cannot be repaired the same day, alternative transport (up to £500) and/or emergency accommodation (up to £1,000 in total per breakdown) cover whilst your vehicle is being repaired.
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Suitable cover in the event of a breakdown near the end of your trip if there is insufficient time to repair the vehicle. ​​
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European Plus
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Everything covered by European Recovery plus help to repair or recover your vehicle at home or within ¾ miles from home.
Meet the team
Insurance policies
Our insurance policies are straightforward, affordable, and can be bought online in minutes!
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Experiencing a breakdown of a flat tire, engine problem, or electrical issue can be a daunting experience, especially when your car is essential for your work. With a Motor Breakdown Insurance policy from UK Sure, you can alleviate some of that stress, knowing a trained professional will be available to assist with repairs or provide transportation to your home or the nearest garage if necessary.
At UK Sure, we provide various coverage options, allowing you to select the policy that best suits your needs, whether you require nationwide assistance or coverage for trips to Europe.
Policy Documents
Meet the team
Frequently Asked Questions
Question: What is Taxi breakdown cover?
Taxi breakdown cover is an insurance policy that covers you for motor breakdowns while carrying parcels, packages or people in your vehicle for business purposes (for example, taxi drivers and delivery drivers). With this type of cover, if the vehicle you use for your business breaks down, a trained professional will be sent out to get you back on the road or, if this is not possible, to transport you to your home (within 20 miles) or the nearest garage.
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Question: How can Taxi breakdown cover protect you?
When it comes to our insurance policies, we hope you’ll never need to make a claim. But, if you do, our Taxi Breakdown cover gives you peace of mind that you won’t have to pay a large sum of money out of your pocket if you do break down.
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Question: Does regular car insurance cover me for breakdowns?
To find out whether or not your standard motor policy covers breakdowns, you’ll need to take a look at your policy documents. However, typically, a standard policy won’t cover breakdown recovery; you’ll generally only be covered for costs and compensation for damage or injury caused by an accident.
So, for the most part, to benefit from repair or recovery in the event of a breakdown, you’ll need breakdown cover.
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Question: How to choose a breakdown cover?
You can either opt for cover for a specific car, van, or motorbike, or you can take out personal cover, which protects you no matter what car you're driving, or if you're travelling as a passenger. Buying personal cover is typically more expensive, so only go for this if you think you'll need it.
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Question: Does my breakdown cover include tyres?
Yes, UK Sure’s Hire and Reward Breakdown cover does include replacement of punctured tyres (as long as you’re carrying your legally required spare).
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Question: Is breakdown worth it?
The answer, to put it simply, is probably “yes”. Breakdowns can and do happen - in fact, there are thousands every day on UK roads - so if you drive your car regularly then it's worth having some kind of breakdown cover. Otherwise, you could end up stuck at the roadside for hours and end up paying hefty call out fees.
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Question: Am I covered if I break down at home?
Yes, as long as you purchase one of our ‘Plus’ policies. Our National and European Plus policies cover within ¾ of your home address. However, lower levels of cover will only assist you if you break down more than ¾ of a mile from home.
Do you have a question about taxi breakdown cover insurance?
Submit your question here
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UK Sure Customer Services
How our customers rate us
They saved me.. thanks
Kobina Ampah
2025-06-12
Beatriz Rodrigues
2025-05-27
They are good professionals! Always ready to help! I was the best choice I made! 🙂
RACHEL SHANNON
2025-05-22
Absolutely 10/10 The service received from start to finish has been fantastic despite the complexity of the insurance required. Customer service received was superb in every way (specially Marco who has been super super helpful in securing the policy) at a great price too.