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Fleet Insurance
UK Sure provides a flexible fleet insurance policy customised to meet your business needs. Whatever you require, we can deliver a competitive fleet insurance quote that reflects the specifics of your business. Regardless of the types of vehicles you operate, our team can help you save money in the long run with coverage and secure a suitable direct fleet insurance quote from top insurers.
UK Sure specialises in fleet insurance, offering quotes for any vehicle type in your business. We have established strong relationships with leading fleet insurers.
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Fleets We Insure
At UK Sure, we work with a variety of insurers so that you can get the motor Fleet Insurance you need no matter what kind of business you own.
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Here are the types of businesses that we can typically insure:
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Courier Fleets
A combination of cars, motorbikes, vans, and trucks used to deliver parcels or goods. These vehicles need to be owned or leased by the logistics company!
A Courier fleet can also be a fleet of removal contractors.
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Taxi Fleets
This is a flexible, product for businesses that use 3 or more vehicles to carry passengers for hire and reward – for example, taxi, chauffeur, and funeral home businesses.
These vehicles need to be owned or leased by the company!
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Travel Industry Fleets
This is a flexible, product for businesses that use 3 or more vehicles to carry passengers in the leisure and travel industry – for example, Travel Agencies,
These vehicles need to be owned or leased by the company!
Some of the companies we help include:
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Logistics, Couriers, and Parcel delivery companies.
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Taxi fleets.
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Travel agencies insuring their buses and minibusses.
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Haulage companies insuring their HGV.
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Businesses insuring their complete fleet of vehicles including cars, vans, trucks, and more.
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Fleet insurance cover includes the following:
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Named driver or any driver (Choose from any driver over 21, over 25, or over 30).
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The flexibility to add and remove drivers and vehicles as you need to.
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Discounts for additional vehicles.
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Cover that’s underwritten by major UK insurers and wholesalers.
Benefits of Fleet insurance?
There are many benefits to having this type of policy in place, the principal ones being that you could:
* Save money – insuring multiple vehicles on a single policy could mean significant cost-per-vehicle savings.
* Save time – with only one policy to administer and renew; a fleet policy could save you time as well as money.
* Enjoy greater vehicle flexibility – you can add or remove vehicles and drivers as you need to without getting a new quote and policy. You can also insure your entire team to drive your vehicles.
* Get cover for complex driving risks – whether you need cover for young or newly qualified drivers or even those with a chequered claims history, an any-driver policy could enable you to insure the drivers you need more easily.​​
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What Sort of Vehicles Can Be Covered by a Fleet Insurance Policy?
Fleet insurance is a flexible policy that allows owners and drivers of more than two vehicles to manage their cover easily. It can protect:
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Cars
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Vans
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Taxis
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Buses & Minibuses
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Motorbikes and scooters
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Trucks and lorries
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Plant and other construction vehicles
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Cherry pickers
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Steam rollers
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Mobile cranes
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Tractors and farm vehicles
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JCBs, diggers, and other excavating equipment
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Forklifts
Types of Fleet Insurance Policies
Third-party-only fleet insurance (TPO)
Third-party only is the minimum level of insurance required by law for drivers in the UK. It covers:
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Liability for injury to others (including passengers)
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Damage to third-party property
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Liability while towing a caravan or trailer
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Third-party, fire and theft fleet insurance (TPFT)
Third-party, fire, and theft cover everything that third party does, but also:
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Fire damage
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Theft
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Damage to any of your vehicles caused during theft
Comprehensive fleet insurance
A comprehensive policy will provide you with the most extensive level of cover, including everything covered by third party, fire and theft, and usually:
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Loss or damage to your vehicles
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Windscreen cover
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Personal effects
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Accidental damage
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Medical expenses
Frequently Asked Questions
Question: How does fleet insurance work in the UK?​
With fleet insurance, you have a single policy for all your vehicles and only one start and end date to keep track of. And when the time comes to add more vehicles to your fleet, you can simply add them to your existing policy.
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Question: What is the minimum number of vehicles for fleet insurance?
Small businesses can get fleet insurance if they have at least two vehicles. Many insurers offer mini fleet policies, which cover 2 to 5 vehicles under a single contract. This makes fleet insurance a cost-effective option for small businesses managing multiple cars, vans, or specialist vehicles.
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Question: How does insurance work in the UK?
When you buy a policy you make regular payments, known as premiums, to the insurer. If you make a claim your insurer will pay out for the loss that is covered under the policy.
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Question: What are the benefits of fleet insurance?
Simplified management, potential cost savings, and one renewal date are some of the main benefits.
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Question: Is fleet insurance cheaper than individual policies?
It can be more cost-effective, especially if your business operates several vehicles.​
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Question: Can I insure drivers under one policy?
Yes, policies can be driver-specific or offer any driver cover, depending on your needs.
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Question: What insurance do I need for a van in the UK?
It's a legal requirement to have at least third party only (TPO) cover for your van. Plus, you need to work out whether you need a private or commercial policy to make sure your usage is suitably covered. But whether you pick a higher level of cover than TPO or add any optional extras is totally up to you.
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Question: Does fleet insurance cover personal use?
It can, if personal use is included in the policy terms—always confirm with your insurer.
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Do you have a question about fleet insurance?
Submit your question here
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How our customers rate us
They really helped me a lot. Offered me a good price and also guided me through each and every step and responded positively to each of my concerns.
Sujan Rasaili
2025-08-12
Good and easy insurance brokers to deal with!
Rory Downer
2025-08-09
I was in a really stressful and complicated situation with a car that was impounded by the Police- I was on my final day of loosing a 40K car and the lovely ladies at UKsure saved the day! It was a little long winded but that was due to complications on my side- banned driver/nomination of one driver etc, but whilst they were completing application and sourcing me the best quote they were updating me on WhatsApp. And eventually got a really good price Definately would recommend!!
Nawseen Patel
2025-08-09
