Fast Food Delivery Insurance
UK Sure now offers competitive cover for those wanting to use their vehicle for delivery purposes. This is especially useful for those who need insurance for food delivery.
Takeaway delivery is a fast-growing industry, with many internet-based companies, such as Uber Eats and Deliveroo, offering food delivery as a service. You will need fast-food delivery insurance to join the growing ranks of those who want to use their vehicle for this purpose.
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UK and EU driving licences accepted
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Cover for cars and vans!
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30 and 365-day policies
Fast Food Delivery Insurance Benefits
At UK Sure, we work with various insurers so that you can get the Food Delivery Insurance you need no matter what kind of business you own.
Here are the types of delivery drivers that we can typically insure:
Private Cars
Many drivers use their cars for food delivery. Platforms like Uber Eats, DoorDash, Grubhub, and Postmates allow people to use their vehicles to deliver food, and we at UK Sure are helping these drivers insuring their vehicles
Small Vans
Commonly used for food delivery, especially for larger or bulk orders. They are ideal for transporting food items because they offer more space compared to smaller vehicles. Vans can accommodate various types of food delivery, including large-scale orders,
Cover
Getting the right cover for fast food delivery is incredibly important, whether you’re delivering from the local curry house and kebab shop, a pizzeria or you’re delivering posh nosh from your local fine dining restaurant.
If you’re being paid to deliver food in your car, you need the right policy. UK Sure team of food delivery insurance specialists can help you find a policy that:
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Keeps you driving legally
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Covers you in your vehicle for your specific working patterns
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Can be put in place quickly
We’re seeing increasing numbers of restaurants turning to delivery services and hiring new drivers. Whether you’re a first-time delivery driver or you’ve been doing it for years, we can help you secure the right insurance policy.
Meet the team
Fast Food Delivery for Multiple Platforms
Insurance for Just Eats, Deliveroo, and Uber Eats drivers
Whether you’re a Just Eats, Deliveroo, or Uber Eats driver, UK Sure has your delivery insurance needs covered.
If you’re looking for temporary fast-food delivery insurance, opt for our 30-day policy.
Delivery drivers are covered to work with multiple delivery apps. Plus, all of our policies include Social, Domestic & Pleasure, plus parcel delivery as standard.
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We will provide you with the insurance documents you need to get started
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Our Hire & Reward is valid for all delivery platforms
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We offer cover for cars and vans.
30-Day Cover
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Drivers working with multiple delivery platforms (including Amazon Flex)
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Recommended seasonal or part-time delivery drivers looking to work with multiple platforms
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Covers courier and food delivery
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No Claims Discount, no gaps in cover
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(Optional, 4+ years)
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Social, Domestic & Pleasure (SD&P) insurance included
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Courtesy car provided (for SD&P use) in the event of a claim (if you have Comprehensive cover)
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Frequently Asked Questions
Question: What insurance do I need to deliver food in the UK?
To deliver food and takeaways, you'll need 'hire and reward' or 'commercial travelling' insurance. This covers anyone using their car to deliver third-party goods in return for payment.
Question: What is Fast Food Delivery Insurance?
Fast Food Delivery Insurance is a type of Hire & Reward cover that legally protects drivers delivering food in exchange for payment. Standard car insurance (Social, Domestic & Pleasure – SD&P) does not cover commercial food delivery activities. This insurance is essential for drivers working with platforms like Uber Eats, Deliveroo, and Just Eat.
Question: What types of cover are available?
There are typically three levels of cover:
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Third-Party Only: Covers damage to other vehicles or property.Zego
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Third-Party, Fire & Theft: Includes third-party cover plus protection against fire damage and theft of your vehicle.
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Comprehensive: Offers full protection, including damage to your own vehicle.
Some insurers also offer combined policies that include both SD&P and Hire & Reward coverage.
Question: Who needs this insurance?
Anyone delivering food using a car, van, scooter, or motorbike for payment requires this insurance. This includes full-time, part-time, and gig economy drivers.
Question: Can I pay monthly?
Yes, UK Sure offers monthly payment options. However, be aware that:
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An upfront deposit is typically required.
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Monthly payments may include additional administration fees or interest.
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Missing payments can affect your ability to obtain insurance in the future.
Question: Does this insurance cover the food I'm delivering?
Standard Fast Food Delivery Insurance typically covers the vehicle and third-party liabilities. To protect the food or goods you're transporting, you may need to add Goods in Transit cover to your policy.
Question: What happens if I don't have the correct insurance?
Driving without appropriate Hire & Reward insurance is illegal in the UK. If caught, you could face fines, points on your license, and your vehicle may be seized. Additionally, in the event of an accident, your insurer may refuse to cover any claims.
Do you have a question about fast food delivery insurance?
Submit your question here
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UK Sure Customer Services
How our customers rate us
They saved me.. thanks
Kobina Ampah
2025-06-12
Beatriz Rodrigues
2025-05-27
They are good professionals! Always ready to help! I was the best choice I made! 🙂
RACHEL SHANNON
2025-05-22
Absolutely 10/10 The service received from start to finish has been fantastic despite the complexity of the insurance required. Customer service received was superb in every way (specially Marco who has been super super helpful in securing the policy) at a great price too.