Breakdown Cover for Couriers

​Courier Breakdown Cover

You can’t guarantee that you won’t break down, but you can ensure that, if you do, you’ll have cover in place. Depending on the level of cover chosen, with UK Sure motor breakdown insurance, you get help with your vehicle when you need it most. If you break down, you can rest assured that there’s a trained professional on hand to try to fix your car.

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Suitable for

• Private cars or motorcycles aged 15 years or less

• Light commercial vehicles aged 10 years or less

• The UK, Channel Islands, Isle of Man, and certain European countries under European and European Plus cover

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Not Suitable for

• Vehicles weighing over 3,500kg

• People driving a minibus, motorhome, horsebox, or limousine

• For European trips exceeding 90 days.

 

Levels of Breakdown Cover

Standard Recovery

• Help to repair your vehicle at the roadside in the UK when you are more than ¾ mile from your home. 

• If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage (within 20 miles). 

• If recovery to the nearest garage is not possible or the repair cannot be made the same day, your vehicle, you and the passengers will be transported to your home or a chosen destination, provided this is 20 miles or less from where the breakdown took place. 

• Recovery of a trailer or caravan if attached to your vehicle. 

• Misfuelling cover – up to £250 to pay for the cost of draining incorrect fuel, and replacement with up to 10 litres of correct fuel.

• Key cover – to recover you to your home or a garage/dealership if you lose or break your keys or lock your keys in your vehicle.

 

National Recovery

• Everything covered by the Standard Recovery policy, but with additional nationwide recovery. 

• Recovery of your vehicle if you are medically unfit to drive. 

• Overnight accommodation or alternative travel as an alternative to recovery.

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National Plus

• All the same benefits as National Recovery, plus help to repair your vehicle at home or within ¾ mile from home.

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European

• Help to repair your vehicle at the roadside. 

• Up to £150 towards reimbursement of costs of being towed to a place of safety following a breakdown on a motorway or major public road in France and some other European countries. 

• If your vehicle cannot be repaired within 60 minutes, your vehicle, you, and the passengers will be transported to the nearest garage. 

• If your vehicle cannot be repaired the same day, alternative transport (up to £500) and/or emergency accommodation (up to £1,000 in total per breakdown) cover whilst your vehicle is being repaired. 

• Suitable cover in the event of a breakdown near the end of your trip if there is insufficient time to repair the vehicle. 

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European Plus

• Everything covered by European Recovery plus help to repair or recover your vehicle at home or within ¾ miles from home.