Flexible Motorbike Insurance for Every Type of Rider
Whether you ride to work, enjoy weekend journeys or own a specialist motorcycle, having the right Motorbike Insurance helps protect both you and your bike. At UK Sure, we provide flexible insurance solutions for a wide range of motorcycles, including scooters, classic bikes, superbikes, modified motorcycles and other specialist vehicles.
We work with a panel of trusted UK insurers to help arrange cover that reflects how you use your motorcycle. Whether you ride for pleasure, commuting, business use or courier work, we'll help you compare suitable insurance options based on your riding requirements.
From everyday riders to enthusiasts with specialist bikes, our UK-based team is here to help you find competitive Motorbike Insurance tailored to your motorcycle and budget. Contact UK Sure today to compare available cover options.
Motorbike Insurance Explained
Riding Purpose - Motorbike Insurance can be arranged for different types of use, depending on how you ride. Whether you use your motorcycle for pleasure, commuting, business purposes or courier work, it's important to choose a policy that reflects how your bike is used.
Specialist Motorbikes - Standard insurance isn't always suitable for every motorcycle. UK Sure can help arrange cover for a wide range of specialist and non-standard bikes, including modified motorcycles, non-ABI and Chinese bikes, trikes, quads, niche motorcycles, Q Plate bikes and motorcycles identified by chassis numbers.
Multi-bike Insurance - If you own more than one motorcycle, multi-bike insurance may provide a practical way to insure multiple bikes under one policy, depending on the insurer and your individual requirements.
European Riding - If you plan to ride your motorcycle in Europe, it's important to choose a policy that provides the level of cover you need for travelling abroad. UK Sure can help you compare suitable options for European use.
Optional Policy Benefits - Depending on the insurer and policy selected, you may also be able to include additional benefits such as:
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UK Breakdown Assistance
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Motor Legal Expenses
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Helmet and Protective Clothing Cover
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Courtesy Motorbike
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No Claims Discount Protection
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Pillion Passenger Cover
These optional features allow you to tailor your Motorbike Insurance to better suit your riding needs.
⏱ Takes 3-5 minutes
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Understanding Motorbike Insurance
Motorbike Insurance is a legal requirement for anyone riding a motorcycle on UK roads. The right policy helps protect you financially if your bike is involved in an accident, damaged by fire, or stolen, while also covering your legal liability for injury or damage caused to other people or their property, depending on the level of cover selected.
The only time you do not need Motorbike Insurance is if your motorcycle has been officially declared off the road with the DVLA through a Statutory Off Road Notification (SORN).
Before arranging cover, it's important to choose the level of protection that best suits your motorcycle, riding habits and budget.
Comprehensive Motorbike Insurance
Comprehensive Motorbike Insurance provides the highest level of protection available. It includes cover for third-party liability while also protecting your own motorcycle against accidental damage, fire, theft and vandalism, depending on the policy selected.
This level of cover is suitable for many riders who want broader protection for both themselves and their motorcycle.
Third Party, Fire & Theft Motorbike Insurance
Third Party, Fire & Theft Motorbike Insurance provides protection against your legal liability for injury caused to other people or damage to their property. It also protects your motorcycle against specific risks, including fire and theft, depending on the policy selected.
This level of cover can be a suitable option for riders who want protection against theft and fire while keeping a lower level of cover compared with Comprehensive Motorbike Insurance.
It does not cover repairs to your own motorcycle following accidental damage or vandalism.
Third Party Only Motorbike Insurance
Third Party Only Motorbike Insurance is the minimum level of cover required by law for riding on UK roads. It covers your legal liability for injuries to other people and damage to third-party property, but does not cover damage to your own motorcycle.
This option may suit riders looking for basic legal protection, although it provides less cover than other Motorbike Insurance options.
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Specialist Motorbike Insurance
Some motorcycles require more specialised insurance than a standard policy can provide. Depending on the type of bike you own, UK Sure can help arrange cover for a wide range of specialist motorcycles.
Specialist Motorbike Insurance may be suitable for:
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Scooters and mopeds
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Sports bikes
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Superbikes
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Supermotos
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Classic motorcycles
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Adventure bikes
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Cruisers
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Dual-sport motorcycles
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Electric motorcycles and scooters
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Modified motorcycles
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Chinese imports
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Multi-bike policies
The cost and availability of cover will vary depending on the motorcycle, its intended use and the insurer's underwriting criteria.
Motorbike Insurance for Different Riders
Every rider has different insurance needs. UK Sure works with a panel of trusted UK insurers to help arrange Motorbike Insurance for a wide range of motorcycles and uses, including pleasure riding, commuting, business use and courier work.
Suitable Motorcycles
Motorbike Insurance may be suitable for:
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Standard motorcycles
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Modified motorcycles
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Classic motorcycles
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Superbikes
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Sports bikes
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Adventure motorcycles
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Cruisers
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Dual-sport motorcycles
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Supermotos
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Mopeds and scooters
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Electric motorcycles and scooters
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Chinese motorcycles
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Non-ABI motorcycles
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Trikes and quads
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Multi-bike policies
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Q Plate motorcycles
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Motorcycles identified by chassis numbers
Suitable Riding Uses
Cover may also be arranged for riders who use their motorcycle for:
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Social, domestic and pleasure riding
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Commuting
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Business use
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Motorcycle courier work
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Food delivery
How to Buy Motorbike Insurance
Arranging Motorbike Insurance with UK Sure is straightforward. Follow these simple steps to compare cover that's tailored to your motorcycle and riding requirements.
01 Get a Quick Quote Online
Complete our online quotation form with your personal details and information about your motorcycle.
02 Choose the Right Cover
Select the level of protection that best suits your needs, whether you're looking for Comprehensive, Third Party Fire & Theft or Third Party Only Insurance, along with any optional extras that may be appropriate.
03 Tell Us About Your Motorcycle
Provide details about your motorcycle, how you use it and any specialist requirements, such as modifications, European riding or business use.
04 Review Your Quote
Carefully review your quotation before proceeding. If you have any questions, our UK-based team is available to help you choose suitable cover.
05 Complete Your Policy
Once your policy has been arranged, you'll receive your insurance documents, allowing you to ride with confidence knowing your cover is in place.
UK Sure works with a panel of trusted UK insurers to help riders compare competitive Motorbike Insurance tailored to their individual needs. Whether you own a standard motorcycle, a modified bike, a classic model or another specialist motorcycle, our experienced UK-based team is here to provide competitive quotations and friendly support throughout the process.
⏱ Takes 3-5 minutes
How Much Does Motorbike Insurance Cost?
The cost of Motorbike Insurance depends on several factors, including:
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Your motorcycle make, model and value
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How you use your bike
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Your riding experience
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Your annual mileage
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Where your motorcycle is kept
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The level of cover selected
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Any optional extras added
To help reduce your premium, you may consider options such as limited mileage policies, additional security features, keeping your motorcycle in a garage, or joining an owners club or forum where discounts may be available.
UK Sure works with a panel of trusted UK insurers to help riders compare competitive Motorbike Insurance options suited to their motorcycle and requirements.
What's Included in Motorbike Insurance Cover?
The level of cover depends on the insurer and policy selected. Depending on your chosen policy, Motorbike Insurance may include:
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Comprehensive, Third Party Fire & Theft, or Third Party Only cover
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Protection against accidental damage, fire and theft (where included)
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Third-party liability
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European riding options
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UK Breakdown Assistance (optional)
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Helmet and clothing cover (optional)
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Motor Legal Expenses (optional)
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Courtesy motorbike cover (where available)
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Pillion passenger cover (where available)
UK Sure can help arrange cover for a wide range of motorcycles, including modified bikes, classic motorcycles, scooters, superbikes and other specialist vehicles.
UK Sure Authorised and regulated by the Financial Conduct Authority.
Our FCA Firm reference number is 923039.
Why choose UK Sure for Motorbike Insurance?
● Frequently asked questions