Looking for learner driver insurance?
Temporary Learner Driver Insurance is a popular choice for provisional driving license holders who want to get more hours of driving practice without the expense of driving lessons. All you need is access to a car and a suitable friend or family member who can take you out.
​
This is where short-term learner insurance is a great option and a cheaper alternative to expensive lessons.
​
UK Sure in partnership with G- Shorty Temporary Learner Driver allows you to purchase a flexible, instant cover, purchase option to only pay for the hours, days, or weeks.
​
Get a quote and buy cover in minutes. It is so easy; all you need is a provisional license and a suitable car to learn in.
​
About this policy
-
Comprehensive cover
-
1 hour to 24 weeks – total flexibility
-
Choose from hourly, daily, or weekly duration to a maximum of 24 weeks
-
Low Excess
-
For learner drivers aged 17 to 21
-
Maximum car value £50,000 if owned by someone else
-
Maximum car value £50,000 if owned by the learner
-
Protect the car owner’s No Claims Discount
Is learner driver insurance right for you?
Can I drive the car by myself?
No.
This policy only covers the learner driver whilst they are being supervised to learn to drive and the supervisor in the passenger seat is aged 25 or over, has held a full UK Driving Licence for 3 years or more, must be a UK resident for a minimum of 2 years, and does not have a DR-coded motoring conviction (for Drink or Drugs offenses) endorsed on their driving license within the past 5 years.
Can I take out a policy if I am over 21?
Sorry no.
Can more than one learner driver be insured on the same car?
The policy only covers you as the named driver. However, each driver can have their policy and practice in the same car.
What happens if I turn 22 during the period of cover?
Provided you are 21 or under at the inception of the cover then that is acceptable.
Will you insure me if I have convictions?
Sorry no.
​
Will you insure me if I have had a previous accident or claim?
Sorry no.
Will you insure me if I have a previous or pending criminal conviction?
Sorry no.
Will you insure me if I have modified the vehicle in any way (including wheels, Suspension, engine, or bodywork)?
Sorry no.
What is the Excess if I need to make a claim?
You will need to pay the first £250 towards any claim.
Can I take out insurance cover if I am under 17?
No. We only provide insurance cover for learner drivers aged between 17 – 21.
What happens when I pass my driving test?
Your learner driver policy will stop immediately. You will therefore need to arrange your motor insurance. This policy does extend to cover the person supervising you to drive the insured vehicle for a specific journey after you have completed your practical driving test.
The parents are the owners of the vehicle that I’m learning to drive in. Do my parents need their insurance on the vehicle?
If the learner driver is not the registered owner and keeper of the insured vehicle, and the parents are! Then the parents must have their valid motor insurance policy in force.
How long do I have to have been a resident in the UK to take cover?
You must have been a resident in the UK for at least 5 years to be eligible for the Learner Driver cover.
​
​
Learner driver insurance. What is it?
-
Learner driver car insurance is a specialized policy created just for learner drivers. You’d probably worked out that much from the name alone though. A learner driver insurance policy helps learners get behind the wheel at a key moment in their driving journey.
-
Use a learner driver car insurance policy to practice, practice, practice or simply to take your test in a car you’re familiar with. Many choose to use learner driver insurance to either practice away from their lessons or simply learn to drive in their parent’s car.
-
You can even use it to take your driving test in your car.
-
Temporary learner driver insurance gives you the freedom not to be tied into a long-term insurance policy when you’re just a learner.
-
Drive your friend or family member’s car with fully comprehensive car insurance. Don’t put their no-claims discount at risk.
​
How Much Does Learner Driver Insurance Cost?
Learner driver insurance costs do differ depending on a few factors. But with a temporary learner insurance cover you can be confident that you’re getting a great deal compared to being added to an annual policy.
By taking out temporary learner insurance, you will save money and you can also ensure you are protecting the car owner’s no-claims discount.
​
Who needs Temporary Car Insurance?
Long-term annual policies are often pricey and inflexible, meaning they’re not the best fit for learner drivers. Our short-term policies are great for learners looking to:
-
Get some more practice before their test.
-
Borrow a friend or family member’s car.
-
Take their test in a friend or family member’s car.
-
Protect the car owner’s no-claims discount.
​
What You Need to Take Out a Short-Term Learner Insurance Policy
Vehicle Details - The registration of the car you’re looking to insure.
Cover Requirements - A suitable person supervising who is also insured on the vehicle either with an annual or short-term policy.
Your Information - When you want insurance to start and end – you can take cover from 1 day to 4 months.
​
Your License Details - Personal details such as your name, date of birth, address and your driver’s licence number.
Can I Get Temporary Learner Driver Insurance – Am I Eligible?
Taking out temporary learner driver insurance is easy. You can take out temporary learner insurance if you have a provisional licence, are between the ages of 17 and 21 and meet some more criteria, highlighted below. The named driver must always be accompanied by someone over 25 who owns a full UK driving licence that they’ve held for at least 3 years.
Your learner driver insurance policy expires when you pass your test. However, you will have a 3-hour grace period so that you can drive home from the test centre. Once this has passed you will need to source an alternative policy
​
Criteria the Car Being Insured Must Meet:
-
Private Cars only (limits are placed on the vehicle’s ABI grouping)
-
Minimum vehicle value – £1
-
Maximum vehicle value – £50,000
-
The insured vehicle must be covered by an underlying policy
-
Social, Domestic and Pleasure only
-
Foreign use is not permitted
-
Not for exporting – journeys must start and end in the UK
-
Is not imported or left-hand drive and not modified (factory-fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).
-
Has no more than 5 seats
-
Must not be modified. LPG conversions and Disabled Modified are acceptable
-
Have a valid MOT (if required), is NOT declared as SORN (off-road) with DVLA and has NOT been seized by the police.
-
Not to be used for impounded or seized vehicles (unless specified as impounded cover)
-
Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward
-
Not for carrying hazardous goods or use at a hazardous location
-
There is no cover under this policy for vehicles which are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.
​
Criteria the Learner Being Insured Must Meet:
-
Be aged 17 to 21
-
Hold a UK Provisional driver’s licence
-
Not have had any claims, regardless of fault
-
Not have had any penalty points
-
Have a current permanent address as stated throughout this application, (please note you may be asked to provide proof of residence in the event of a claim)
-
Be supervised by a suitable person aged over 25 according to the law.