Rent Protection Insurance for UK Landlords
Protect your rental income with specialist cover to help landlords manage rent arrears and the legal costs of recovering possession of their property.
✔ Rent Protection up to £2,500 per month
✔ Legal Expenses cover up to £50,000
✔ £199 annual premium with £0 excess
✔ Specialist Landlord Insurance
⏱ Takes around 9 minutes
Rent Protection Insurance for Residential Landlords
If you own and let residential property, unpaid rent can quickly place financial pressure on your investment. Rent Protection Insurance helps provide financial support when a tenant falls into rent arrears, while also giving you access to legal assistance to help recover possession of your property.
Whether you own a single buy-to-let property or manage a portfolio of rental homes, UK Sure can help you find specialist Rent Protection Insurance that offers valuable financial and legal support when you need it most.
Our policy also includes Legal Expenses Insurance, providing cover for a range of landlord-related legal disputes, including tenant eviction, contract disputes, property damage claims and tax enquiries connected to your rental property.
Get in touch with UK Sure today to receive a competitive Rent Protection Insurance quote. Cover is available from £199 per year with £0 excess, helping landlords protect both their rental income and legal costs.
Rent Protection Insurance Explained
Protect Your Rental Income – If your tenant falls into rent arrears, Rent Protection Insurance can pay up to £2,500 per month while you're pursuing possession of the property, subject to the policy terms, conditions and eligibility requirements.
Legal Expenses Cover – The policy includes up to £50,000 of Legal Expenses Insurance to help cover legal costs associated with tenant eviction, rent arrears recovery, contract disputes, property damage claims and other insured legal matters.
Legal Advice Helpline – You'll also have access to a legal and tax advice helpline throughout your policy, offering guidance on a wide range of legal matters relating to your property.
⏱ Takes around 9 minutes
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What Is Rent Protection Insurance?
Rent Protection Insurance is designed to help residential landlords reduce the financial impact of unpaid rent. If an insured tenant stops paying rent, the policy can provide monthly rent payments while you take the necessary legal steps to regain possession of your property, provided the claim meets the policy conditions.
Alongside Rent Protection, the policy includes Legal Expenses Insurance, helping to cover the legal costs involved in tenant eviction and other landlord-related legal disputes. This combination can provide valuable support throughout what can often be a lengthy and costly process.
As with any insurance policy, cover is subject to the policy wording, eligibility requirements, exclusions and claims conditions.
Tenant Eviction Legal Cover
Recovering possession of a rental property can be both time-consuming and expensive. This policy includes legal expenses cover of up to £50,000 to help with the legal costs of tenant mediation and, where necessary, eviction proceedings following a breach of the tenancy agreement.
The policy may also provide cover for legal costs associated with recovering rent arrears after vacant possession has been obtained, subject to the policy terms and conditions.
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Legal Expenses for Landlords
Alongside Rent Protection, the policy includes Legal Expenses Insurance to help landlords manage a range of legal issues relating to their rental property.
Depending on the claim and policy terms, cover may include:
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Tenant eviction proceedings
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Recovery of rent arrears
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Tenant damage (dilapidations)
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Contract disputes
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Property trespass and property damage
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HMRC tax enquiries
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Legal defence
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Identity fraud
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Witness attendance costs
Legal Expenses Insurance is subject to the policy terms, conditions, claim acceptance criteria and a reasonable prospect of success.
Who Can Apply?
Rent Protection Insurance may be suitable for:
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Residential landlords
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Buy-to-let property owners
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Private landlords
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Portfolio landlords
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Landlords letting residential property in the UK
To be eligible for cover, landlords must meet the policy's eligibility requirements. This includes having a valid tenancy agreement, completed tenant referencing, a signed inventory, and complying with the legal obligations relating to the tenancy.
How to Buy Rent Protection Insurance
Getting the right Rent Protection Insurance is simple with UK Sure. You can also explore our range of specialist insurance solutions for landlords, property owners and businesses across the UK. Follow these steps to arrange cover for your rental property:
01 Get a Quick Quote Online
Complete our simple online quote form to receive a Rent Protection Insurance quote tailored to your property.
02 Choose the Right Cover
Select the level of cover that best suits your needs, including Rent Protection and Legal Expenses Insurance for landlords.
03 Provide Your Details
Enter your property, tenancy and landlord details so we can provide a suitable quotation.
04 Review and Confirm
Review your quotation carefully before purchasing. Our UK-based team is available to answer any questions about your cover.
05 Complete Your Policy
Once your policy is confirmed, your Rent Protection Insurance will be in place for the period shown in your policy documents.
UK Sure makes it easy to arrange reliable Rent Protection Insurance for residential landlords. We work with trusted UK insurers to provide cover that helps protect your rental income and offers valuable Legal Expenses Insurance for a range of landlord-related legal matters.
With cover from £199 per year with £0 excess, fast online quotes and friendly UK-based customer support, finding the right protection for your rental property has never been easier.
⏱ Takes around 9 minutes
How Much Does Rent Protection Insurance Cost?
Rent Protection Insurance is available from £199 per year with £0 excess.
The cost of your policy may vary depending on several factors, including:
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Monthly rental income
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Property type
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Tenancy agreement
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Tenant referencing
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Level of cover selected
UK Sure works with trusted UK insurers to help landlords find competitive Rent Protection Insurance that suits their needs.
What's Included in Rent Protection Insurance?
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Rent Protection up to £2,500 per month
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Legal Expenses Insurance up to £50,000
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Tenant eviction and mediation
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Rent arrears recovery
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Tenant damage (dilapidations)
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Contract disputes
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Property damage and trespass
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HMRC tax enquiries
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Identity fraud
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Legal and tax advice helpline
Cover is subject to the policy wording, eligibility requirements, exclusions and claims conditions.
UK Sure Authorised and regulated by the Financial Conduct Authority.
Our FCA Firm reference number is 923039.
Why choose UK Sure for your Rent Protection Insurance?
Access to Multiple Insurers
We work with a panel of insurers to help landlords find suitable rent protection cover. This gives you access to competitive options without the need to approach multiple providers individually.
Specialist Landlord Expertise
UK Sure understands the risks landlords face, from loss of rent and liability claims to property damage. Our experienced team can help you arrange cover suited to your rental property and circumstances.
Fast Quote
Process
Getting a rent protection insurance quote with UK Sure is quick and straightforward. Our team works efficiently to help you arrange cover without unnecessary delays or complicated application processes.
Protection for Rental Income
Rental income is often essential for covering mortgages and other property costs. Rent protection insurance provides valuable financial security if a tenant is unable to meet their rental payments.
Legal Expenses Included
Many landlords want protection beyond missed rent payments. Our rent protection policies can include legal expenses cover, helping with costs associated with tenant disputes, possession proceedings and eviction action.
● Frequently asked questions