Courier Insurance
At UK Sure, we offer policies at competitive prices and optional extras to ensure you’re covered for the road. We can access exclusive rates from some leading UK courier insurers.
✔ UK and EU driving licences accepted
✔ Cover cars, vans, motorcycles, mopeds, and scooters
✔ 30-day and annual policies
✔ Pay annually or in installments
You can rely on our knowledgeable and experienced courier insurer specialists to find the right policy.
Courier Insurance
Protecting Couriers since 2019
Since our founding in 2019, we have helped countless professional drivers get the protection they need.
Who is a Courier Policy suitable for?
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Couriers
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Van owners who transport goods for payment
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Delivery drivers
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Lifestyle couriers
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Food delivery drivers
We’ve gained a deep understanding of the challenges you face and can tailor cover to meet your needs. For example; if you’ve 2 or more vehicles we’ll recommend you save time and money with a courier fleet quote. You should also consider the following necessary policy add-ons, goods in transit Insurance, public liability Insurance, and breakdown cover for Couriers!
If you’re looking for a van policy, we’ll make sure that your van insurance covers you for paid work. And if you’re a part-time or ‘lifestyle courier’, we’ll offer you the cover you need to be road-legal while doing deliveries.
What is courier insurance?
Sometimes referred to as ‘hire and reward’ insurance, it is a specialist cover, which is usually put together as a package. You’ll need it if you’re paid to make regular deliveries like parcel deliveries, letters, or boxed items.
Courier van insurance is different from haulers’ insurance, which covers LGV drivers making long trips that mostly involve just one or two deliveries.
Please note that courier insurance won’t cover you for removals, house clearances, or for transporting high-risk or hazardous goods. It also does not include breakdown cover, goods in transit, or public liability!
With UK Sure, you can get a Courier Insurance Quote for 30, 90, or 365 days.
Why Choose UK Sure for your Courier Insurance
Protected No Claims Discount
→ Cover for drivers aged 23 and above
→ Windscreen Cover with excess starting at £50
→ Excesses from £250 for motor*
→ Free EU cover for up to 90 days*
→ Uninsured loss recovery
→ Cover for drivers with motoring convictions, claims, and accidents
→ 24-hour claims service
→ Optional Breakdown Cover for Couriers
*For vehicles up to 3.5GVW
*Dependent on insurer
What are the extras to consider when buying courier insurance?
Goods in Transit
Goods in transit insurance protects the goods you transport as a courier against damage or destruction, loss, theft, delayed delivery, and consequential losses for items not delivered correctly.
Public Liability
Whilst in many instances your business motor insurance policy will cover damage or injury to third parties whilst using the vehicle, there are many instances where your business will bring you into contact with the public outside the everyday use of the vehicle and that`s when you need public liability insurance.
Employers Liability
If you are unsure whether you are required to carry Employers’ Liability cover, you should seek professional advice. Further information can be found at http://www.hse.gov.uk/pubns/hse40.pdf.
If you are an employer, you are legally obliged to have employer liability insurance. You can be fined up to £2,500 for every day you do not have appropriate insurance.
Breakdown Cover
Motor Breakdown Insurance will ensure that if you break down, there’s a trained professional on hand to get you back on the road as quickly as possible.
Frequently Asked Questions
Question: What insurance do I need for a courier?
But if you want to start working as a courier or delivery driver, you first need to make sure your car insurance covers this type of use. Delivery insurance, sometimes called 'courier insurance' or 'carriage of goods for hire and reward' is a legal requirement and will protect you, your car and other road users.
Question: What is a courier insurance?
What is courier insurance? Courier insurance protects you against the risks you face when picking up goods and making multiple deliveries for hire and reward. Often, the term 'courier insurance' is used to refer to cover for your vehicle while you are delivering goods.
Question: What is the difference between a parcel carrier and a courier?
Carriers typically transport large quantities of packages at once, while couriers transport smaller shipments. Generally, carriers typically do not offer door-to-door service, while couriers often do. In addition, carriers are less expensive than couriers, but they may take longer to deliver your package.
Question: Do I need courier insurance?
Yes. If you use your vehicle to deliver goods (including parcels, food, or items for third parties), you need Hire & Reward cover, which is not included in standard car insurance.
Question: What does courier insurance typically include?
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Hire & Reward cover (legal requirement for delivery)
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Goods in Transit insurance (optional – covers items being delivered)
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Public Liability insurance (optional – for claims from third parties)
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Employer’s Liability insurance (if you hire staff)
Question: What types of vehicles can be covered?
Courier insurance can cover:
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Cars
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Vans
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Motorbikes
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Scooters
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Fleet vehicles
Question: Can I use my personal car for deliveries?
Yes, but you must upgrade your insurance to include Hire & Reward use. Driving without proper cover is illegal and invalidates your insurance.
Do you have a question about courier insurance? Submit your question here
How our customers rate us
Muito bom, fiquei satisfeito!
Carlos Wilker
2024-11-20
Ricardo Ribeiro
2024-11-11
very happy with the services provided, they help with everything we need and are always available to help us and clarify any doubts, super grateful for the help and work they do to help us get everything done, I love it and I recommend it
Carlos Farinha
2024-10-30
I highly recomend this insurance dealer. I was completely impressed with their professionalism and customer service. 100%...Exceeding my expectation...