Affordable
Courier Insurance
Policies available for UK & EU licence holders
Existing customers, please call: 01323 416706
​Courier Insurance
At UK Sure, we offer competitively priced Courier Insurance.
Courier Van Insurance is a specialised type of business van insurance that is compulsory if you use your van to do courier work to deliver items like parcels, packages, and letters, usually ordered online or through other businesses.
This is called Hire & Reward Insurance. UK Sure has access to exclusive rates from some of the leading UK Courier Insurers and you can get a quote online via our website.
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Protecting Couriers since 2019
We have been providing Courier Insurance since 2019 and have helped countless professional Couriers get the protection they need.
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Courier Van Insurance Explained
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Legal Requirement
Driving a van for Courier business purposes requires Hire & Reward insurance, not personal or Own Goods insurance.
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Goods in Transit & Public Liability
As well as Courier Van Insurance. Couriers also need Goods in Transit Insurance and Public Liabilty Insurance.
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Fleet Insurance
If your Courier Business has more than 3 vehicles, you may want to consider Fleet Insurance, as single insurance policy covering multiple vehicles owned by the same business.
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Are you a Courier Driver looking for van insurance?
At UK Sure you can get a quote online or speak with us over the phone on 01323 416706.
What is courier insurance?
Sometimes referred to as ‘hire and reward’ insurance, it is a specialist cover, which is usually put together as a package. You’ll need it if you’re paid to make regular deliveries like parcel deliveries, letters, or boxed items.
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Courier van insurance is different from haulers’ insurance, which covers LGV drivers making long trips that mostly involve just one or two deliveries.
Please note that courier insurance won’t cover you for removals, house clearances, or for transporting high-risk or hazardous goods. It also does not include breakdown cover, goods in transit, or public liability!
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With UK Sure, you can get a Courier Insurance Quote for 30, 90, or 365 days.
Why Choose UK Sure for your Courier Insurance
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Protected No Claims Discount
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Cover for drivers aged 23 and above
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Windscreen Cover with excess starting at £50
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Excesses from £250 for motor*
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Free EU cover for up to 90 days*
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Uninsured loss recovery
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Cover for drivers with motoring convictions, claims, and accidents
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24-hour claims service
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Optional Breakdown Cover for Couriers
*For vehicles up to 3.5GVW
*Dependent on insurer
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Extras to consider
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Goods in Transit
Goods in transit insurance protects the goods you transport as a courier against damage or destruction, loss, theft, delayed delivery, and consequential losses for items not delivered correctly.
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Public Liability
Whilst in many instances your business motor insurance policy will cover damage or injury to third parties whilst using the vehicle, there are many instances where your business will bring you into contact with the public outside the everyday use of the vehicle and that`s when you need public liability insurance.
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Employers Liability
If you are unsure whether you are required to carry Employers’ Liability cover, you should seek professional advice. Further information can be found at http://www.hse.gov.uk/pubns/hse40.pdf.
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If you are an employer, you are legally obliged to have employer liability insurance. You can be fined up to £2,500 for every day you do not have appropriate insurance.
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Breakdown Cover
Motor Breakdown Insurance will ensure that if you break down, there’s a trained professional on hand to get you back on the road as quickly as possible.
Frequently Asked Questions
Question: What insurance do I need to work as a courier driver?
To start working as a courier or delivery driver, you first need to make sure your vehicle insurance covers this type of use. Delivery insurance, sometimes called 'courier insurance' or 'carriage of goods for hire and reward', is a legal requirement and will protect you, your vehicle, and other road users.
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Question: What is courier insurance?
Courier insurance protects you against the risks you face when picking up goods and making multiple deliveries for hire and reward. Often, the term 'courier insurance' is used to refer to cover for your vehicle while you are delivering goods.
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Question: What is the difference between a parcel carrier and a courier?
Carriers typically transport large quantities of packages at once, while couriers transport smaller shipments. Generally, carriers typically do not offer door-to-door service, while couriers often do. In addition, carriers are less expensive than couriers, but they may take longer to deliver your package.
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Question: Do I need courier insurance?
Yes. If you use your vehicle to deliver goods (including parcels, food, or items for third parties), you need Hire & Reward cover, which is not included in standard car insurance.
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Question: What does courier insurance typically include?
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Hire & Reward cover (legal requirement for delivery)
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Goods in Transit insurance (optional – covers items being delivered)
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Public Liability insurance (optional – for claims from third parties)
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Employers’ Liability insurance (if you hire staff)
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Question: What types of vehicles can be covered with UK Sure?
UK Sure provides courier insurance for Cars, Vans, Motorbikes, Scooters or a Fleet of vehicles!
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Question: Can I use my car for deliveries?
Yes, but you must upgrade your insurance to include Hire & Reward use. Driving without proper coverage is illegal and invalidates your insurance.
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Do you have a question about Courier insurance?
Submit your question here
How our customers rate us
Arkadiusz Skrzypczyk
2025-10-19
Highly recommend!
Junior Richards
2025-10-17
Very quick reliable service. No pressure no hassle would recommend to anyone 👌
Sarah Faithandlove
2025-10-06
Luana was amazing she happy answered all my questions anything I was unsure about she happy explained to me also giving me here name so If I needed anything to come straight to her which gave me confidence to move forward I would definitely recommend this company very well trained and polite staff 😊
Suhailulla Parappan padan
2025-09-28
Great and prompt service
neil commins
2025-09-22
Was struggling to get insurance from other companies but UK sure got me sorted out straight away, highly recommend company
Daim Khan
2025-09-21
Thank u so much to give me good price
Sharon Njoroge
2025-09-20
I had a fantastic experience in the UK sure. It was my first time buying Impound insurance, and they were absolutely brilliant. They guided me through the entire process and even gave me a heads up on the documents I needed to take with me when I picked up my car. Oh, and there was a tiny mix-up with the date of birth on the insurance. I pointed it out, and they apologised and fixed it in a flash, within just 5 minutes