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3-tonne curtains side or 44-tonne HGV

Affordable
Lorry Insurance

Get Excited About Affordable LorryInsurance

Affordable Lorry Insurance

We offer HGV, truck, and lorry insurance for vehicles over 3.5 tonnes, giving you the cover you need and protecting your important assets

At UK Sure, we're your go-to specialist insurance broker! If you run a “wheeled” business, we're ready to guide you and recommend the perfect insurance coverage tailored to your needs. Since 2019, we've connected thousands of satisfied customers with the right cover from our carefully selected panel of insurers.

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Compare Lorry Insurance Quotes

  • Single Truck Insurance for 3.5 to 44-tonne models

  • Truck Insurance for carriage of own goods and/or hire & reward

  • We compare and provide you with the right policy

Why Lorry Insurance with UK Sure?

HGV insurance – or lorry insurance as it’s also known – is a policy that protects lorry owners, haulage firms, and other heavy goods vehicle users from the risks they face each day. These risks include:

  • Accident

  • Loss/damage to your lorry through fire

  • Theft of your vehicle

  • Public liability – should you accidentally injure someone or damage their property

  • Employers’ liability – if you employ any drivers

  • European cover

  • Loss of license – if you lose your licence for a period, loss of licence cover will compensate you for an agreed period until you can get it back

  • Goods in transit – protecting your cargo from loss, theft, or damage while it’s transported

Why Truck Insurance with UK Sure

Several vehicles can be insured on a lorry policy with UK Sure, for example:

  • Heavy goods vehicles over 3.5 tonnes

  • Bulk carriers

  • Electric and hybrid trucks

  • Low loaders

  • Flatbeds (with or without lifting equipment)

  • Horseboxes

  • Tankers

  • Breakdown truck

  • Skip carrier

  • Tippers

  • Gritter lorries

  • Curtain sides lorries

  • Cement mixers

  • Refrigerated and insulated lorries and vans

Types of Lorry Insurance

While each truck insurance policy varies based on individual needs, several common types of coverage are worth knowing. Here are some of the most prevalent types found in truck insurance policies:

Fleet Insurance: Ideal for companies with multiple trucks, fleet insurance allows you to insure all vehicles under one policy, simplifying administration and often saving money compared to insuring each car separately.

Public Liability: This coverage protects against claims if a public member is injured due to your negligence, making it particularly beneficial for trucking companies with numerous vehicles on the road.

Contents Cover: Essential for trucks transporting goods, contents cover ensures you are compensated for damaged or stolen items, especially valuable or sensitive cargo.

European Cover: For companies operating across multiple countries, European Cover provides insurance for trucks both domestically and abroad.

Comprehensive Insurance: This type of coverage protects against collisions regardless of fault and typically includes protection for fire, theft, and vandalism.

Legal Fees: Including legal fee coverage can help manage the costs of defending against compensation claims made against you or your company.

Loss of Licence: Though not standard, loss of licence cover compensates you for an agreed period if you lose your driving licence.

Breakdown Recovery: This vital coverage ensures you're supported in the event of a breakdown while on the road.

These coverage types can vary, depending on the specific truck needing insurance, such as HGVs, recovery trucks, flatbed trucks, tipper trucks, refrigerated trucks, gritter lorries, or specialist trucks like cement mixers and livestock lorries. Always shop around for the best quotes to suit your needs.

The Benefits of a Fleet Policy

Simplify Your Fleet Insurance!
Managing multiple vehicles can be a challenge, but insuring them doesn’t have to be! With fleet cover, you can insure all your vehicles under one convenient policy meaning just one renewal date to remember! Enjoy the peace of mind knowing that every vehicle is protected at all times. Plus, a customised policy designed for your business could save you money compared to insuring each vehicle separately. a specialist insurance broker guide you to the perfect policy for your needs!

The benefits of a Fleet Policy

UK Sure Customer Services

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