Care Home Insurance UK

At UK Sure, we provide specialist Care Home Insurance UK solutions for a wide variety of care providers across the UK. Whether you operate a single care home, manage multiple locations or are establishing a new care business, we can help arrange insurance tailored to the services you provide and the risks your organisation faces.

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Residential & Nursing Care Homes

Insurance for residential and nursing care homes providing general residential care, nursing care and long-term support for elderly residents. Cover can be tailored to reflect the day-to-day risks associated with caring for vulnerable adults and managing care home premises.

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Dementia Care Homes

Specialist protection for care homes supporting residents living with dementia, helping protect your business against the unique challenges associated with providing specialist care and safeguarding vulnerable residents.

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Supported Living Facilities

Cover for supported living providers delivering accommodation and ongoing support for adults who require assistance with independent living, including organisations providing tailored care services within the community.

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Hospices

Insurance designed for hospices providing palliative and end-of-life care. Cover can also accommodate associated fundraising and retail activities where these form part of your organisation.

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Learning Disability & Mental Health Care Homes

Protection for facilities caring for adults with learning disabilities, mental health conditions or addiction support needs, with insurance designed to reflect the nature of the services provided.

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Children's Care Homes & Day Care Services

Insurance for children's care homes and day care providers delivering specialist care and support services, helping protect both your organisation and its daily operations.

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Start-ups & Care Home Groups

Whether you're launching a new care home, running a small business, managing an established organisation or overseeing a portfolio of care homes, we can help arrange insurance suited to your operational requirements.

Our Care Home Insurance policies can be tailored to include a wide range of covers designed to help protect your premises, employees, residents and day-to-day operations.

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Property & Tangible Assets

Protection for insured property and essential business assets, including Property Damage, Computer Breakdown, Machinery Damage, Goods in Transit, Frozen Foods, and Money & Assault cover.

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Business Interruption

Helps protect your business against financial losses following an insured interruption to your operations and includes cover for Business Interruption and Loss of Registration where applicable.

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Employers' Liability Insurance

Provides protection if an employee suffers a work-related injury or illness and makes a claim against your organisation. Employers' Liability Insurance is a legal requirement for most UK employers.

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Public & Products Liability Insurance

Helps protect your organisation if a third party suffers injury or property damage arising from your business activities or products supplied.

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Treatment Liability

Provides protection against claims arising from treatments or care provided to residents as covered under the policy.

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Breach of Professional Duty

Helps protect your organisation against claims alleging negligence or failures in the professional services you provide.

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Professional Indemnity

Provides financial protection if a resident or their family alleges negligence or inadequate professional care and brings a compensation claim against your organisation.

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Medical Malpractice Cover

Helps protect your organisation if a compensation claim arises following malpractice or an unintended injury connected with the care or treatment provided.

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Buildings & Contents

Cover for insured buildings, business contents and residents' personal belongings following insured events such as fire, flood, storm damage or vandalism, subject to the policy terms.

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Cyber Cover

Protection against selected cyber-related risks that could affect your care home's day-to-day operations.

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Abuse & Molestation Cover

Provides financial protection for the organisation if a member of staff becomes the subject of an abuse or molestation claim, where covered under the policy.

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Optional Group Personal Accident Cover

An optional benefit that can provide additional protection for insured persons following an accidental injury, subject to the selected level of cover.