Taxi Fleet Insurance
As a fleet insurance broker, UK Sure provides a flexible fleet insurance policy customized to meet your business needs. Whatever you require, we can deliver a competitive fleet insurance quote that reflects the specifics of your business. Regardless of the types of vehicles you operate, our team can help you save money in the long run with coverage and secure a suitable direct fleet insurance quote from top insurers.
UK Sure specialises in fleet insurance, offering quotes for any vehicle type in your business. We have established strong relationships with leading fleet insurers. Some of the companies we assist include:
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Courier fleets
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Taxi fleets
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Minibus fleets
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Bus & Coach fleets
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HGV fleets
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Van fleets
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Company fleets
Do you manage a fleet of taxis?
If yes, you understand the complexities of obtaining and renewing separate policies for each vehicle, which can be time-consuming.
Consider switching to a taxi fleet policy!
This option lets you have a single policy covering your entire fleet, simplifying management with just one renewal date. Whether you operate black cabs, minicabs, minibuses, or a combination, we can help you find a taxi insurance policy that meets your specific needs and covers all vehicles in your fleet.
Running a taxi business comes with unique challenges. Your drivers face various driving conditions and diverse passengers, and as a fleet owner, you must navigate these challenges as they grow. Your taxi vehicles are continually accumulating miles and are subject to numerous risks. It's essential not only to insure your fleet but also to ensure that your drivers are medically fit and possess the appropriate taxi badge.
From monitoring inexperienced drivers to managing multiple vehicles, taxi fleet operators have a lot to handle. Finding the right policy that fits your fleet's size and requirements is crucial.
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Taxi Fleet Insurance Coverage
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Coverage for three or more vehicles
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Mixed fleet policies (combining public and private hire vehicles)
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Options for Third Party Only, Third Party Fire and Theft, and Comprehensive coverage
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Any driver coverage (subject to age and experience)
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Coverage for minibuses, multi-purpose vehicles, and cars
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Coverage for private and public hire taxis
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24/7 claims management service
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Payment in installments
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Mirror No Claims Bonus from other policies (terms apply)
What areas do Taxi Fleet insurance policies cover?
Our taxi fleet insurance covers businesses throughout the UK, including urban and rural areas. However, some locations, such as Northern Ireland and Jersey, may be excluded.
What affects the price of my taxi fleet policy?
When arranging coverage for taxi businesses, an insurance broker like UK Sure tailors each quote to your specific business needs, making it challenging to predict your policy premium.
Our team will gather such as:
- The number of taxis in your fleet
- Safety and accessibility features
- Vehicle types
- Nature of your business (e.g., airport transfers, patient transport)
- Primary service areas crime rates
- Driver ages and driving records
- Your trading history and operational duration
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What's the difference between Private Hire and Public Hire insurance?
Private hire vehicles are similar to minicabs and cannot be hailed; they must be pre-booked. Public hire vehicles, such as black cabs, are licensed to pick up passengers on the street and at taxi ranks.
Insurers differentiate between these due to varying risk levels, impacting how insurance premiums are calculated.
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Types of vehicles covered by our taxi insurance
We recognise that taxi fleets can include various vehicle types.
Our taxi fleet insurance covers a wide range of vehicles, including people carriers, saloons, hatchbacks, minibusses, coaches, and public and private hire taxis.
Unlimited vehicle coverage is possible, subject to acceptance. Depending on the vehicle type, you can use our standard taxi or minibus insurance policies for fleets with fewer than five vehicles.
The benefits of a Fleet Policy
Simplify Your Fleet Insurance!
Managing multiple vehicles can be challenging, but insuring them doesn’t have to be! With fleet cover, you can insure all your vehicles under one convenient policy, meaning just one renewal date to remember! Enjoy the peace of mind knowing that every vehicle is always protected. Plus, a customised policy designed for your business could save you money compared to insuring each vehicle separately.
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Great Cover
For your convenience, we can also add on extras such as public and employers’ liability insurance so that all your legal obligations are met by a single combined policy. Depending on your requirements, you can choose to save money by only insuring named drivers on particular vehicles. With many fleet policies, you can also cover any driver to drive any vehicle on your fleet, or even set a minimum age requirement to save money, such as, over 25 drivers or over 30 drivers.
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Frequently Asked Questions
Question: How does fleet insurance work in the UK?
Fleet insurance is a type of insurance policy that covers all vehicles in a fleet. Instead of insuring your company vehicles individually, which can be very costly, you can potentially save your company thousands of pounds by creating a comprehensive, bespoke fleet insurance policy instead.
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Question: What insurance do you need to be a taxi driver UK?
Private hire insurance is sometimes called taxi insurance, minibus insurance or PCO insurance — it's specifically for people who drive passengers for a living. Your standard motor insurance (known as social, domestic and pleasure) does not cover this type of business activity.
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Question: Does taxi insurance cover personal use in the UK?
If you are a professional, licensed driver who carries passengers for hire and reward on a pre-booked basis for a living, then private hire taxi insurance is a legal requirement. Our private hire insurance policies include both personal, often referred to social, domestic and pleasure use, and hire and reward cover.
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Question: What is Taxi Fleet Insurance?
Taxi Fleet Insurance is a policy designed to cover multiple taxis under one insurance plan, ideal for businesses that operate more than two vehicles.
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Question: How many vehicles do I need to qualify for fleet insurance?
Typically, fleet insurance is available for businesses with two or more taxis, but some insurers may require a minimum of three.​
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Question: Can I mix private hire and public hire taxis in my fleet policy?
Yes, many insurers allow a mix of both private hire and public hire vehicles under the same fleet policy.
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Question: Are named drivers required on fleet policies?
Some policies may require named drivers, while others offer any driver options (with restrictions based on age and experience).
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Do you have a question about taxi fleet insurance?
Submit your question here
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UK Sure Customer Services
How our customers rate us
They saved me.. thanks
Kobina Ampah
2025-06-12
Beatriz Rodrigues
2025-05-27
They are good professionals! Always ready to help! I was the best choice I made! 🙂
RACHEL SHANNON
2025-05-22
Absolutely 10/10 The service received from start to finish has been fantastic despite the complexity of the insurance required. Customer service received was superb in every way (specially Marco who has been super super helpful in securing the policy) at a great price too.