Home Insurance UK

• Types of Homes We Help Insure

At UK Sure, we provide specialist Home Insurance solutions for a wide variety of residential properties. Whether you own your home, rent out property, run a business from home or insure a more unusual property, we can help you compare insurance options tailored to your individual requirements.

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Homeowners

Whether you own a house, bungalow or flat, suitable Home Insurance can help protect your property and belongings against unexpected events. We can help you compare Buildings Insurance, Contents Insurance or combined policies designed to suit your home.

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Landlords

We offer specialist insurance solutions for private landlords, including buy-to-let properties, portfolios of flats and houses, student lets, bedsits, benefit-assisted tenants and landlord contents cover. We can help you find cover suited to a wide range of rental properties.

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Blocks of Flats & Maisonettes

Insurance for blocks of flats and maisonettes can present unique challenges. We work with insurers that understand these types of properties, helping you explore suitable cover for residential developments that may not fit standard insurance criteria.

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Home Businesses

If you run a business from home, specialist cover can help protect your property as well as business-related equipment used within your home, depending on your insurance requirements.

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Bed & Breakfast Properties

Running a bed and breakfast introduces additional risks beyond those of a standard home. We can help you compare insurance solutions designed to protect your property and contents while accommodating paying guests.

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Park Homes

Park homes and chalets often require specialist insurance that reflects their unique construction and use. We can help arrange cover designed specifically for these types of residential properties.

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Unoccupied Properties

If your property is temporarily unoccupied, undergoing refurbishment or in probate, we can help you explore insurance options designed for homes that may not qualify for standard cover.

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Second Homes & Holiday Homes

Whether you own a holiday cottage, chalet or second residence, specialist Home Insurance can help protect your property when it is not your primary home.

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High Value Homes

Owners of high-value homes, period properties, antiques and valuable possessions may require more specialist insurance solutions. We can help you compare policies tailored to higher-value residential properties.

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Non-Standard Construction Homes

Properties with non-standard construction, including listed buildings, Victorian homes, thatched roof properties, flat roof homes, flats above commercial premises, log cabins and timber-built homes, often require specialist insurance. We can help you find cover for a wide range of unique property types.

• What's Included

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Home Insurance can be tailored to suit your property, the way you use it and your individual circumstances. Whether you need protection for your home's structure, your personal belongings or both, choosing the right policy can help provide financial protection against a range of unexpected events.

Depending on the cover selected, policies can be arranged to suit homeowners, landlords and certain specialist properties.

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Buildings Insurance

Buildings Insurance helps protect the structure of your home, including permanent fixtures such as the roof, walls, windows, fitted kitchens and fitted bathrooms. It may also extend to garages, sheds, drains and pipes where you are responsible for them.

Depending on the policy selected, cover can help with the cost of repairing or rebuilding your property following insured events such as fire, storms, vandalism, theft or attempted theft, subsidence, or damage caused by moving objects, including vehicles, falling trees or lamp posts.

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Contents Insurance

Contents Insurance helps protect the belongings inside your home, including furniture, beds, sofas, wardrobes, cabinets, televisions, video game consoles and other personal possessions that you would normally take with you if you moved.

Depending on your policy, cover can help with the cost of repairing or replacing insured items that are damaged or lost following events such as fire, floods, storms or theft, helping you recover more quickly after an unexpected incident.

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Combined Buildings & Contents Insurance

For many homeowners, combining Buildings and Contents Insurance offers a convenient way to protect both the property itself and the belongings inside it under a single policy. This option can simplify your insurance arrangements while providing protection for both your home and its contents, depending on the level of cover selected.

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Landlords Insurance

Specialist Landlords Insurance is available for a wide range of rental properties, including buy-to-let homes, portfolios of houses and flats, student accommodation, bedsits and landlord-owned contents. Cover can be tailored to suit different types of residential lettings and the specific requirements of landlords managing one or multiple properties.

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Home Business Cover

If you work from home or operate a business from your property, Home Business Cover can help protect business office equipment alongside your home. This type of insurance is designed for homeowners whose property is used for both residential and business purposes, depending on the policy selected.

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Bed & Breakfast Insurance

Properties used as bed and breakfast accommodation often require specialist insurance because welcoming paying guests can introduce additional risks compared with a standard residential property. Suitable cover can help protect the building, its contents and other insured aspects of your property, depending on the policy arranged.​