Choose UK Sure Unoccupied Commercial Property Insurance

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Unoccupied commercial property insurance covers insurance for vacant property and property undergoing renovations. An unoccupied commercial property policy is often more difficult to arrange compared to a standard commercial property insurance policy. 

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Many insurers are reluctant to provide cover for vacant properties and as a result, premiums can often be significantly higher in comparison to a premises that is occupied. While cover may appear to be relatively easy to obtain, in reality when you check the small print you may find that cover is restrictive. The same applies when a property moves from occupied to unoccupied; while the existing insurer may give a short period of full cover, they could quickly restrict this.

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Seek professional advice and guidance on how to protect your assets correctly, this is where we can help.

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What is unoccupied commercial property insurance?

 

Unoccupied commercial property insurance, also known as vacant commercial property insurance, provides cover for commercial properties that are unoccupied for an extended period of time. Commercial properties can include office buildings, retail spaces, warehouses, and other non-residential structures.

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Why is it important unoccupied property insurance?

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A gap between tenants, renovation works, or waiting to sell your rental property?
Unoccupied property insurance can keep you covered against owners’ liability risks – for example, if some old brickwork fell and caused an injury – as well as damage to your empty building, contents, and certain legal expenses and emergencies, like a plumbing issue.

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Need insurance for an unoccupied commercial property? 
We provide cover for empty shops, offices, studios, and all sorts of business types. Just start a quote and tell us about your property.