Horsebox Insurance for Horse Owners & Equestrian Transport
Specialist cover for horseboxes, horse lorries and trailers — including private, business and hire & reward use with breakdown cover available.
✔ Specialist Equestrian Cover
✔ Breakdown Cover Available
✔ FCA Authorised UK Broker
✔ UK-Based Advisors
⏱ Takes around 5 minutes
Specialist Horsebox Insurance for Every Type of Equine Transport
Whether you use your vehicle for leisure riding, competitions, breeding, or professional transport, finding the right insurance is essential. At UK Sure, we provide access to competitive horsebox insurance quote options tailored to your individual needs and budget.
Our policies can cover everything from private horse lorry insurance to specialist commercial vehicles used within the equestrian industry. We understand that every horse owner has different requirements, which is why we offer flexible solutions for a wide range of vehicles.
Cover for 3.5 Tonne and 7.5 Tonne Horseboxes
If you own a smaller vehicle, our 3.5 tonne horsebox insurance options can provide comprehensive protection for both occasional and regular use. For larger vehicles, we can also arrange 7.5 tonne horsebox insurance, helping owners protect their investment while ensuring they have suitable cover on the road.
Horse Trailer and Equestrian Vehicle Cover
Not all horse owners transport their animals in a horsebox. We can also help arrange horse trailer insurance for those towing trailers to events, competitions, or riding centres. As specialists in equestrian vehicle insurance, we understand the unique risks associated with transporting horses and can help you find the most appropriate level of protection.
Horse Transport Insurance for Private and Business Use
Whether you're transporting your own horses or providing services to others, having suitable horse transport insurance is vital. We can help arrange policies for a variety of uses, including private ownership and professional equine transport operations.
For businesses involved in horse transportation, training, sales, or competition services, our commercial horsebox insurance solutions can provide protection tailored to your operational requirements.
Additional Protection and Breakdown Assistance
Unexpected breakdowns can be stressful, particularly when travelling with horses. That's why many owners choose to include horsebox breakdown cover within their policy. Breakdown assistance can provide valuable support if your vehicle becomes immobilised, helping you continue your journey safely and efficiently.
Contact our team today to discuss your requirements and receive a competitive horsebox insurance quote from our panel of specialist insurers.
⏱ Takes around 5 minutes
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Why Choose Our Horsebox Insurance?
Horsebox insurance is a specialist type of motor insurance designed to cover vehicles used to transport horses. Whether you own a small 3.5-tonne horsebox for personal use or a larger commercial vehicle, horsebox insurance helps protect you against financial losses resulting from accidents, theft, fire, or damage to your vehicle.
UK Sure Horsebox insurance coverage:
Unlimited Mileage – Enjoy the freedom to travel without worrying about annual mileage restrictions.
Cover for Horseboxes Worth Up to £250,000 – Specialist insurance solutions for a wide range of horsebox values, from private vehicles to high-value professional transport.
Comprehensive Horsebox Breakdown Cover – Optional breakdown assistance designed to help keep you and your horses moving safely.
Competitive Premiums – Access a panel of specialist insurers to help find suitable cover at competitive rates.
UK Sure has been helping horsebox owners find suitable insurance cover since 2019, with policies tailored to a wide range of equestrian transport needs.
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Horsebox Insurance Policies Offered by UK Sure
At UK Sure, we offer a range of horsebox insurance policies designed to meet the needs of private horse owners, equestrian professionals, and commercial horse transport operators. Whether you own a small horsebox, a large HGV horse lorry, or a horse trailer, we can help you find suitable cover through our panel of specialist insurers.
Comprehensive Horsebox Insurance
Comprehensive cover provides the highest level of protection for your horsebox. In addition to third-party liability, this policy can include cover for accidental damage, fire, theft, windscreen damage, personal belongings, emergency accommodation, and medical expenses following an accident.
Third-Party, Fire and Theft Insurance
This policy provides protection against claims made by third parties, while also covering loss or damage to your horsebox caused by fire, theft, or attempted theft. It offers a balance between protection and affordability for many horsebox owners.
Third-Party Only Insurance
Third-party cover is the minimum legal requirement for driving a horsebox on UK roads. It covers your legal liability for injury to other people or damage to their property but does not cover damage to your own vehicle.
Commercial Horsebox Insurance
If you transport horses as part of a business, we can arrange commercial horsebox insurance tailored to professional use. This may include cover for horse transporters, equestrian businesses, riding schools, trainers, breeders, and other businesses involved in the movement of horses.
How To Purchase Horsebox Insurance?
Arranging horsebox insurance is a straightforward process when you have the right information available. Whether you own a 3.5 tonne horsebox, a 7.5 tonne horse lorry, or require commercial horsebox insurance, following these steps can help you find suitable cover.
01 Gather Your Vehicle Details
Before requesting a quote, you'll need information about your horsebox, including:
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Vehicle registration number
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Make and model
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Vehicle value
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Horsebox size and weight
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Year of manufacture
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Security features fitted
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Estimated annual mileage
02 Determine Your Insurance Requirements
Consider how you use your horsebox and the level of protection you need. For example:
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Private or commercial use
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Comprehensive, third-party fire and theft, or third-party only cover
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Horsebox breakdown cover
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European travel cover
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Legal expenses protection
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Cover for horse trailers or equestrian equipment
Choosing the right policy ensures you have protection that matches your needs.
03 Request a Horsebox Insurance Quote
Contact UK Sure by phone or complete our online quote form to receive a tailored horsebox insurance quote.
04 Confirm Your Policy
Once you've chosen your preferred policy, you'll need to:
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Review the policy documents
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Confirm all information is correct
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Arrange payment
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Accept the insurer's terms and conditions
05 Receive Your Insurance Documents
After purchase, you'll receive your policy documentation,
⏱ Takes around 5 minutes
Who Needs Horsebox Insurance?
Occupations that may require horsebox insurance include:
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Professional horse transporters
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Equestrian business owners
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Riding school operators
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Horse trainers
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Competition riders
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Show jumpers
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Dressage riders
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Event riders
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Racehorse trainers
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Stable owners and managers
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Horse breeders
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Livery yard owners
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Equine therapists
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Equine veterinarians
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Farriers
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Horse dealers and traders
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Pony club instructors
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Freelance riding instructors
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Agricultural and rural business owners
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Grooms and equine support staff
Whether you use a horsebox for private leisure activities, attending competitions, transporting horses for clients, or running an equestrian business, having the right horsebox insurance can help protect your vehicle and provide valuable peace of mind while travelling.
UK Sure Authorised and regulated by the Financial Conduct Authority.
Our FCA Firm reference number is 923039.
Why choose UK Sure for Horsebox Insurance?
● Frequently asked questions