Competitive horsebox insurance
UK Sure competitive and comprehensive Horsebox Product can cover vehicles from up to 3.2t to over 32+t, with trailers up to £100k covered as standard and extensions for Hire and Reward available.
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With 'A' rated insurer backing, a competitive rating and European cover this is a great product for our customers.
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Types of cover
Third-party cover
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All amounts you may legally have to pay as a result of an accident while you are driving or using your vehicle:
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Death or bodily injury (Unlimited)
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Damage to property caused vehicle (£5m)
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Prosecution defence costs (£2m)
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Additional Legal Services (Included as standard)
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Uninsured loss recovery (£100k)
Third-party fire and theft​
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As noted above in third-party cover plus:
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Vehicle loss or damage caused by fire, lightning, self-ignition, explosion, theft, or attempted theft (Market value)
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Trailers (unless otherwise declared and accepted) (£100k)
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Personal effects (£250)
Comprehensive
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As noted above in third party and fire and theft cover plus:
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Accidental damage to the vehicle (Amounts stated are per event unless stated otherwise)
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New vehicle replacement (Market value)
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Windscreen/ glass cover (Unlimited)
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Audio, visual and navigational equipment (£1k)
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Loss of keys/ replacement locks (£1,250)
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Personal accident
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Death (​£10k)
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Loss of sight (£10k)
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Loss of limb (£10k)
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Emergency accommodation and travel expenses (£100 per person; £400 any one incident)
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Medical expenses (£500 per person)
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Child car seat (£500 per incident)
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Personal belongings (£500 per vehicle)
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What is a motorised horsebox?
A motorised horsebox, or horse lorry as they’re sometimes known, is a type of vehicle that is used to transport horses and ponies.
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Do I need a special driving licence to drive a horse lorry?
This will depend on how big your horsebox is. You won’t need a special licence for small horseboxes, but for many other types, you will.
Up to 3.5 tonnes = B+E licence
Between 3.5 and 7.5 tonnes = LGV C1 licence
7.5 tonnes and above = LGV C+E licence
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Can other people drive my motorised horsebox?
Like standard vehicle insurance, you can add other people to your policy – as long as they have the necessary driving licence.
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