Save time and money with Cheap Horsebox Insurance
Get ready to hit the road with your horse in style! After bringing your new equine friend home, it's essential to secure the right horsebox insurance for safe transport. While it might seem daunting to find the perfect coverage, UK Sure is here to make it a breeze!
With our stellar reputation for providing customized policies, you can trust us to keep your horses safe and sound, whether for work or leisure. Our extensive experience allows us to offer ample cover options tailored just for you and your horsebox, including unlimited mileage, in-house coverage for horseboxes valued up to £250,000, and fantastic breakdown support! Let us help you find the ideal insurance policy that fits your needs so you can focus on what really matters—enjoying your time with your horse!
Optional Horsebox Breakdown Cover
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National Coverage: Our horsebox breakdown cover extends across the nation, providing you with peace of mind wherever your equestrian adventures take you.
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Up to 12.5 Tons GVW: Whether your horsebox is compact or substantial, we offer coverage for vehicles up to 12.5 tons Gross Vehicle Weight (GVW).
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Specialist Recovery Agents: We collaborate with a countrywide network of specialist recovery agents who understand the unique needs of our horsebox clients, especially when it comes to animal welfare.
What does horsebox insurance cover?
Horsebox insurance is a legal requirement in the UK for any motorized horsebox driven on public roads. It protects the horsebox and its contents from a range of risks, including:
Third-party cover
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All amounts you may legally have to pay as a result of an accident while you are driving or using your vehicle:
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Death or bodily injury (Unlimited)
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Damage to property caused by vehicle (£5m)
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Prosecution defense costs (£2m)
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Additional Legal Services (Included as standard)
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Uninsured loss recovery (£100k)
Third-party fire and theft​
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As noted above in third-party cover plus:
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Vehicle loss or damage caused by fire, lightning, self-ignition, explosion, theft, or attempted theft (Market value)
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Trailers (unless otherwise declared and accepted) (£100k)
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Personal effects (£250)
Comprehensive
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As noted above in third party and fire and theft cover plus:
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Accidental damage to the vehicle (Amounts stated are per event unless stated otherwise)
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New vehicle replacement (Market value)
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Windscreen/ glass cover (Unlimited)
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Audio, visual and navigational equipment (£1k)
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Loss of keys/ replacement locks (£1,250)
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Personal accident
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Death (​£10k)
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Loss of sight (£10k)
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Loss of limb (£10k)
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Emergency accommodation and travel expenses (£100 per person; £400 any one incident)
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Medical expenses (£500 per person)
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Child car seat (£500 per incident)
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Personal belongings (£500 per vehicle)
Optional Trailer Insurance
This specialized policy provides coverage for loss or damage to various types of trailers.
While the Road Traffic Act typically ensures that motor insurance covers third-party liabilities when towing a trailer, it often falls short in protecting the trailer itself, exposing you to potential financial loss.
We recognize that a trailer is not merely an accessory; it plays a vital role in your lifestyle or business. Whether used for transporting goods, equipment, or recreational activities, it's essential to protect it from unexpected events.
Did you know that thousands of trailers are stolen or damaged every year?
With theft on the rise, especially in rural and urban fringe areas, your trailer could be a target. The Equipment Register (TER), Europe’s largest database of stolen plant and equipment, reports that 10 per cent of checks undertaken on its database match stolen items. Of the 1.6 million items listed in the TER database 850,000 are trailers – a staggering number, demonstrating how frequently trailers are targeted.
But it’s not just theft that poses a risk. Accidents, weather damage, fire and vandalism can also lead to costly repairs or even a total loss. Trailers are often exposed to harsh conditions – from road debris to extreme weather – making damage an all too common occurrence.
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Our specialist Trailer policy offers:
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Protection that is independent of the towing vehicle.
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Cover for a large number of trailer types
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Cover whilst both attached and detached
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Cover for factory-fitted accessories
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Replacement locks cover
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Cover available for both commercial and domestic use
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Our insurance covers a broad range of trailers, including but limited to:
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Catering trailer
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Drill
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Flatbed
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Fuel bowser
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Harvester
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Horse trailer
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Livestock
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Shoot trailers
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Tilt bed
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Tipper
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Trailer with permanently attached plant
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Car transporter (not used for motor trade)
UK Sure Customes Services
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