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Temporary Van Insurance
Temporary van insurance is an affordable way to cover yourself when driving a different van. By taking out the short-term cover, you are preserving any other insurance policies you have and protecting the vehicle owner’s No Claims Discount.
We provide cover from as little as 1 hour up to 1 month (28 days). This affordable approach allows you to pay only for the cover you need.
Our easy-to-follow quote form does the hard work for you, finding you the best temporary van insurance available. It allows you to get a quote and buy cover in minutes.
Customer surveys reveal that UK motorists’ second biggest motor-related concern is insurance cost. You could save money by using a short-term policy. By taking out temporary cover van insurance, you can only pay for what you use, saving money.
What is temporary van insurance?
Need insurance to drive a van for an hour, a day, a week, or a month? Use our quick and easy quote form to find cheap, affordable short-term van insurance. Protect the owner’s No Claims Discount by removing your policy and ensuring you are legally and adequately insured. And with your insurance documents delivered straight to your inbox, you could be covered to drive away in minutes.
If you are looking for insurance for longer than 28 days, you will need regular van insurance.
About this policy
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Fully comprehensive cover
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1 hour to 28 days flexible cover
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Low Excess
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Drivers aged 21 to 75
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Maximum car value is £65,000
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Protect the car owner’s No Claims Discount
Who needs temporary van insurance?
There are a whole host of reasons you may need to take out a short-term insurance policy, including:
Borrowing a Car or Van
If you’re borrowing a vehicle from a friend or family for a one-off trip, then temporary insurance is perfect for you.
Occasional Driver
If you only drive a car now and then, with one main driver already insured, then you may only need to grab short-term car insurance for your journeys.
Sharing the Driving on a Long Trip
Temporary car insurance is perfect for long road trips where you’re all taking in turns to get behind the wheel but don’t want to risk affecting the owner’s no-claims discount.
Using a Courtesy Van
Not driving your own van? Temporary cover is here to help.
Emergency Usage
When an emergency strikes and you find yourself at the wheel of someone else’s van, put your mind at ease with a temporary cover.
Moving to a New House or Office
Temporary cover is perfect for short one-time journeys where you just need van insurance short term.
Young Drivers back from University or College
We have temporary student van insurance that’s perfect for students making individual trips.
Collecting or Delivering a Vehicle
While some van sellers give you drive-away insurance, many don’t. Make sure you’re covered when picking up or dropping off a van.
Test Driving a New Van
Want to try before you buy? Make sure you’ve got yourself hourly van insurance to help you avoid a sticky situation.
Learner Drivers and Young Drivers
If your kids are learning to drive, then short-term van insurance could be their ticket to practicing in their own time without a hefty bill.
What you need, to buy temporary van insurance?
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Details About the Vehicle you want to drive
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The van registration number, make, and model, for example.
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Policy Duration
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When you want insurance to start and end – you can take cover from 1 hour to 28 days.
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Details About You - Your name, date of birth, address, and your driver’s license number, for example.
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Your Driving History
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We will need to know what type of license you hold and for how long.
What is Covered with Our Temporary Van Insurance?
Short-term van insurance can be just as secure as an annual policy.
Your quote can cover:
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Cars and commercial vehicles up to 3.5 tonnes.
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Cars and vans up to £65,000.
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Social, domestic, pleasure, and commercial journeys (subject to restrictions).
Our policies also protect whoever’s behind the wheel including:
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Private drivers aged 19 to 75.
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Commercial vehicle drivers aged 21 to 75.
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Drivers with a current permanent address as stated in their application.
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Drivers who have never been refused an insurance policy or had one canceled or voided.
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Drivers who have received a ban in the last 60 months.
Are you Eligible for a Temporary Van Cover?
Before getting a temporary insurance quote, you need to know you’re eligible.
At the very least, you need a valid driving license and the vehicle owner’s permission, but there’s more to it than that. If you’re still working out whether short-term van insurance is right for you, look at our checklist.
All our Short-term Insurance policies are submitted to the motor insurance database (MID) at midnight daily. We recommend always having a copy of your insurance certificate with you during the coverage period.
Criteria the Van Being Insured Must Meet:
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Cars and Commercial Vehicles (up to 3.5 tonnes)
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Minimum value Cars and Vans: £1* subject to age restrictions
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Maximum value Cars: £65,000
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Maximum value Vans: £65,000
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Social, Domestic, and Pleasure or Social, Domestic, and Pleasure + Commercial use only – usage will be restricted to social, domestic, and pleasure purposes, which includes commuting and personal business use only.
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Foreign use is not permitted.
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Not for exporting – journeys must start and end in the UK.
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It is not imported, left-hand drive, or modified (factory-fitted extras or modifications for a disabled driver or passenger or LPG conversions are acceptable).
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It has no more than seven seats and is not a rental or hire Vehicle (if commercial – no more than five seats)
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It must not be modified. LPG conversions and Disabled Modified are acceptable
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Have a valid MOT (if required), are NOT declared as SORN (off-road) with DVLA, and have NOT been seized by the police.
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Not to be used for impounded or seized vehicles (unless specified as impounded cover)
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Not to be used for any form of motor racing, pacemaking, track days, motor trade usage, or hire and reward.
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Not for carrying hazardous goods or use at a dangerous location.
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This policy does not cover vehicles that are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit Hire, or Accident Management Company.
Criteria the driver Being Insured Must Meet:
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Private Car – driver aged 19 to 75
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Commercial Vehicle – driver aged 21 to 75
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Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)
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Has not ever been refused insurance or had a policy canceled or voided.
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No driving ban in the last 60 months
Frequently Asked Questions
Question: What is temporary van insurance?
Temporary van insurance provides short-term coverage, typically from 1 hour to 30 days, for personal or business use.
Question: Who can get temporary van insurance?
Most providers require you to be aged 21-75, hold a valid UK/EU driving licence, and have a clean driving record.
Question: What types of vans can be covered?
It usually covers standard vans used for private, social, domestic, or light commercial use.
Question: Can I get temporary insurance for a hired or leased van?
Yes, many insurers offer policies for rental vans, but check specific provider terms.
Question: Does it affect my No Claims Bonus?
No, temporary policies are separate and won't affect your existing No Claims Discount.
Question: Is breakdown cover included?
Some insurers offer it as an optional extra—always confirm what's included in your policy.
Question: Can I drive outside the UK with temporary cover?
Some insurers allow European coverage. Check the territorial limits of your chosen policy.
Do you have a question about temporary van insurance?
Submit your question here
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