Looking for Campervan Insurance?

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We offer three categories of campervan cover. These are:

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Professional conversions

This is designed for owners who have used a specialist company to carry out a full, expert update of their vehicle.

This type of campervan cover is bespoke and can be individually tailored to meet your unique requirements. To get an insurance quote for your converted campervan speak to us today.

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Classic campervan insurance

Our classic campervan policies cover campervans built before 1992. A typical policy includes 12 months’ fully comprehensive cover, which safeguards you against fire, theft, accidental damage, vandalism, and any third-party claims for a year. It also includes legal expenses up to £100,000 and personal belongings cover up to £1,000 and can be extended to include ‘agreed value’, where we’ll agree on the value of your campervan at the start of your policy, including spare parts and any claims will be dealt with on an agreed value basis.

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We offer this across all styles of vans, including fixed-roof and high-top campervans. Classic models that we can cover include VW T2 Split Bays, VW Devon T2s, and the VW Westfalia Joker.

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Self-build

If you’ve recently started a self-build campervan project, it’s likely that you’ll be excited about all that your new vehicle can offer. Whether you’ve built it from scratch or reimagined a standard van, you’ll need to seek specialist insurance.

We might be able to help. Call us on 01323 416706 to tell us about your vehicle. From there, we’ll let you know if we think we can insure your campervan and provide you with a quote.

 

Whatever the style of your campervan, whether it’s high-top, raised-roof, or fixed-roof, we’ve got the cover to suit you. As with other types of insurance, the more comprehensive your high-top, raised-roof, and fixed-roof campervan insurance policy is, the more protected you’ll be.

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What is Campervan Insurance?

 

Let’s start at the beginning and talk about what campervan insurance is. Getting insurance for your campervan is a lot like getting motor or home insurance in many ways.

Campervan insurance protects you and your van when something goes wrong. This coverage applies to both trips with campervans and when your campervan is in storage.

There are some key differences between campervan insurance, motor insurance, and home insurance that you should consider. The differences lie mostly in the items and events that are covered.

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Campervan insurance varies greatly depending on the type of campervan you have, the classification of the van, how often you use it if you live in it, and many other factors.

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Is Campervan Insurance Required?

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Campervan insurance is as necessary to have as it is on a car or other vehicle you use on the road. And the last thing you want to think about on holiday is an accident, damage, loss, or theft.

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Even the most cautious owner will suffer unexpected accidents through no fault of their own. This can leave you exposed to expensive repairs and spare parts, as well as additional stress.

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Hardy campers brave the fast-changing British weather as they tour the countryside, but floods, strong winds, severe storms, and snowfall can do significant damage to your campervan.

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Campervans are also susceptible to theft. Also, if your vehicle has expensive equipment and electronics on board, you should take out insurance.

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Campervan accidents happen. Most claims from campervan insurance are made in the event of accident damage. Don’t get stuck with high bills because you don’t have adequate campervan insurance.

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If you have a loan out on your campervan, most banks will insist you have insurance to cover any damages. Even if you don’t have a loan on your campervan, you still need an insurance policy.

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Depending on which policy you choose, your insurance company can protect you in case a person from your campervan is injured. It also protects your investment should something happen to your campervan.

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What should I look for in a Campervan Insurance Policy?

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Think of everything that could go wrong with using your campervan or when it is in storage. Then consider what you would do in response. Would you have the money to pay for the damages?

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It may be helpful to think about some of these scenarios.

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Accidents in Europe: becoming a party in an accident in Europe is different from being a party in an accident in the UK.

 

Glass Replacement: one of the most common types of insurance claims filed for campervans is glass replacement for the windscreen or windows. If you commonly drive on roads with HGVs or down unmade roads you are at high risk for cracks and chips to your windshield.

 

Crash or Accident: from minor damage like backing up into a tree to a major accident, campervan insurance will have you covered.

 

Vandalism: you hope it will never happen to you but consider coverage to protect against vandalism. Smashed windows and van fires can be costly to cover on your own.

 

Theft: many campervans have expensive electronics and other home items inside of them. This makes them a target for thieves. Would you be able to cover stolen items on your own?

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Legal fees: if you ever find yourself in a legal dispute, campervan insurance can help you pay the expensive legal fees related to any disputes surrounding your campervan.

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After you consider all the things that can happen to you, choose an insurance policy that will cover your needs.

Also, if you have more than one person driving, they will need to be included in your insurance policy.

 

 

What does Campervan Insurance cover?

 

There are many options for insurance. Your insurance company should be able to tailor a policy to suit your individual needs and provide excellent coverage. They often cover self-built campervans too.

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Look for an experienced insurance firm with a dedicated, UK team to provide you with the best customer service. You should expect clear and friendly advice to help you get the best coverage for your campervan.

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Here are just a few aspects that can be included in your campervan insurance policy. Your insurance company may offer replacement coverage for up to 12 months. If something causes you to experience a total loss – say it is stolen – your replacement coverage has your back.

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This can ease the financial burden you may experience from the loss of your campervan.

We know campervan owners often explore off the beaten track, so we include unlimited windshield replacement in our coverage. Never worry about a chip or crack again.

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You can get up to £1,500 in awning and key coverage.

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Plus, you may have options that can cover up to £1000,000 of legal expenses should you find yourself in legal trouble involving your campervan.

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Your insurance company may also provide peace of mind with a 24-hour claims helpline. That means you can file a claim anytime, day or night. You can often opt for UK and European breakdown coverage to help you get back on the road and enjoy your holiday quickly.

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