Tradesman Insurance

Whether you're a sole trader, a family-owned business, or a larger corporation, we can provide tradesman insurance to safeguard you against unforeseen losses, damages, or injuries.
Our tradesman insurance is designed to protect you and your business in the event of an unfortunate incident. Despite your skills and expertise, you encounter risks daily, whether in the workshop or on-site. That's when tradesman insurance becomes essential. Not sure what coverage suits you best? The UK Sure team is ready to provide competitive quotes for tradesman insurance.

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What is tradesman insurance?​

Tradesman Insurance is a specialised product designed to support and protect various trades. It safeguards against unforeseen damage or injury and the financial repercussions that may arise.
UK Sure provides tradesman insurance coverage for sole traders, UK family-owned businesses, and SMEs. However, it's essential to understand that tradesman insurance is not a single product but a collection of policies that address specific aspects of your work.
Determining the appropriate level of coverage can be challenging. Our team is here to assist you in this process. With our expertise and personalised approach, we'll help you find the tradesman insurance that best meets your.

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Below is a list of some of the tradesman we cover:

• Bathroom Fitters

• Bedroom Fitters

• Builders

• Carpenters

• Carpet Fitters

• Electricians

• Flooring Contractors

• Garden Designers and Landscape Gardeners

• Fencing Contractors

• Gas Fitters

• Glaziers

• Handyman

• Groundworkers

• Painter and Decorators

• Plasterers

• Plumbers

• Tilers

• Locksmiths

• Roofers

• Scaffolders

• Heating Engineers

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What does tradesman insurance cover?

Our tradesman insurance safeguards you against various associated with your daily work. A robust tradesman insurance policy provides extensive coverage, given the things that can go awry. With our expert guidance, you'll gain clarity on your options, and we can highlight considerations you may not have previously thought about.​​

Here are some examples of what tradesperson insurance can encompass:

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Public Liability This covers legal and compensation costs if a third party is injured or if you damage someone's property and face legal action.

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Tradesman Tool Insurance Protects against loss, damage, or theft of your work tools.

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Legal Expenses Provides support if you must defend yourself in a commercial dispute.

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Employers' Liability Insurance offers legal and compensation coverage for claims from employees injured or ill due to their work.

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Plant and Machinery Insurance Covers damage or theft of owned or hired equipment.

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Business Equipment Insurance Protects office equipment and other business contents.

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Stock and Materials Provides coverage for damages or theft of your inventory.

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Personal Accident Insurance Compensates for loss of income and medical expenses resulting from serious injuries or death caused by your work.

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Contract Works Covers costs for repairing or redoing work damaged or destroyed by insured events like floods or fires.

 

What else might you need?

• Directors Insurance Shields individuals and their assets from claims related to actual or alleged wrongful acts.

• Commercial Vehicle Insurance Necessary if you operate a work vehicle or van.​

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