Tradesman Insurance
UK
Protect your business with tailored cover for builders, plumbers, electricians, and other UK tradespeople.
âś” FCA-regulated broker
âś” Optional Tool cover
âś” Employers' Liability and Contract work available
âś” Policies from £128.26 (Price depends on your personal circumstances)
⏱ Takes around 6 minutes
Tradesman Insurance UK
Whether you're a sole trader, subcontractor, or run a growing business, having the right Tradesman Insurance UK policy in place can help protect you against unexpected claims, accidents, and financial losses. At UK Sure, we provide flexible and affordable Insurance for Tradesmen, tailored to the specific risks faced by your trade.
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If you're looking for Cheap Tradesman Insurance, we can help you compare cover options to find protection that suits both your business needs and budget. From builders and electricians to plumbers and decorators, our policies are designed to provide comprehensive cover at competitive prices.
For sole traders and independent contractors, Self-Employed Tradesman Insurance offers valuable protection against the day-to-day risks of working on-site. This can include cover for accidental property damage, injuries to third parties, tool theft, and legal expenses. However your van or fleet of vans still needs van insurance or Fleet Insurance.
Public Liability Insurance for Tradesmen is one of the most important covers available, helping protect your business if a member of the public is injured or their property is damaged as a result of your work. Many clients and contractors require evidence of Tradesman Public Liability Insurance before allowing work to commence.
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In addition, Tradesman Tool Insurance can provide cover for your essential tools and equipment if they are stolen, lost, or damaged, helping you get back to work quickly and minimise disruption to your business.
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Whether you're a sole trader or a growing company, our Small Business Insurance for Tradesmen can be tailored to include Public Liability, Employers' Liability, Tools Cover, Contract Works, and other important protections, giving you confidence that your business is protected while you focus on the job at hand.
⏱ Takes around 6 minutes
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Types of tradesman we Insure
At UK Sure, we provide specialist insurance solutions for a variety of trades, helping businesses protect themselves against the risks they face every day.
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Builders Insurance
Cover against common risks associated with construction work, including third-party injury claims, property damage, tool theft, and employee accidents.
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Electricians Insurance
Protection for electrical contractors working in homes, businesses, and construction sites. Cover can include Public Liability Insurance, Employers' Liability Insurance, Tools Cover, and protection against claims arising from your work.
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Plumbers Insurance
From leaking pipes to accidental property damage, Plumbers Insurance helps protect your business from the financial impact of claims and unforeseen incidents.
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Carpenters Insurance
Whether you specialise in first-fix, second-fix, bespoke joinery, or general carpentry, Carpenters Insurance can provide valuable protection for your tools, equipment, and business activities. Cover can help safeguard against claims for injury, property damage, and tool theft.
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Painters & Decorators Insurance
Painters & Decorators Insurance offers protection for professionals carrying out interior and exterior decorating work. From accidental spills and property damage to public liability claims and stolen equipment.
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What`s included
What’s included with our tradesman insurance:
Public Liability Insurance
Public Liability Insurance protects your business if a third party is injured or their property is damaged as a result of your work or business activities.
Financial Loss Cover
Financial Loss Cover provides protection against claims where a client suffers a financial loss due to your work, even if there has been no physical injury or property damage.
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Products Liability Insurance
Products Liability Insurance protects your business if a product you have supplied, installed, repaired, or sold causes injury to a third party or damages their property.
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Legal Expenses Insurance
Legal Expenses Insurance helps cover the cost of legal advice, representation, and court proceedings for a range of business-related disputes. This may include employment disputes, contract disputes, debt recovery, tax investigations, and other legal matters covered by the policy.
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Accidental Death Cover
Accidental Death Cover provides a lump-sum payment if the insured person dies as a direct result of an accident during the policy period. This benefit can help provide financial support to family members or dependants during a difficult time.
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​How to Buy Tradesman Insurance
Buying Tradesman Insurance is a straightforward process and can often be arranged the same day. To ensure you get the right level of protection, follow these simple steps:
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01 Identify the Cover You Need
Consider the risks associated with your trade and the type of work you carry out.
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02 Gather Your Business Information
Before requesting a quote, have the following details ready: Your trade or occupation, Business turnover, Number of employees (if any), Claims history, Value of tools and equipment, Types of contracts you undertake.
03 Request a Quote
Click the Get a Quote button and enter your details.
04 Choose Your Policy
Once you've selected the policy that best suits your needs and budget, you can arrange cover and make payment either annually or in monthly installments, if available.
05 Receive Your Documents
After the policy is set up, you'll receive your insurance certificate and policy documents, which can serve as proof of cover for clients and contractors and meet regulatory requirements.
⏱ Takes around 6 minutes
Tradesman insurance for UK tradespeople
Tradesman Insurance is designed to protect a wide range of skilled trades against the financial risks associated with their work. Whether you're self-employed, a subcontractor, or run a larger business, having the right cover in place can help protect your livelihood, tools, employees, and reputation.
Trades Commonly Covered:
Builders, Electricians, Plumbers,
Carpenters & Joiners, Painters & Decorators, Roofers, Bricklayers, Plasterers
Groundworkers, Landscapers, Gardeners, Tilers, Kitchen Fitters, Bathroom Fitters, Heating Engineers, Gas Engineers, Air Conditioning Engineers, Window & Door Installers
Flooring Contractors, Scaffolders
Fencing Contractors, Property Maintenance Contractors, Handymen
Locksmiths, Drainage Contractors, Shop Fitters, Glaziers, Solar Panel Installers
Renewable Energy Contractors, Welders
General Construction Contractors
UK Sure Authorised and regulated by the Financial Conduct Authority.
Our FCA Firm reference number is 923039.
Why choose UK Sure for Tradesman Insurance?
â—Ź Frequently asked questions
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