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Temporary Driver

Temporary Car

Instant online quote

  • Instant online cover from 1 hour to 28 days

  • 1 hour to 28 days flexible cover​

  • Drivers aged 18 to 75

Looking for temporary insurance?

Temporary car insurance is an affordable way to cover yourself to drive a different car on a flexible basis. By taking out the short-term cover you are preserving any other insurance policies you have, as well as protecting the vehicle owner’s No Claims Discount.

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We provide cover from as little as 1 hour and up to 1 month (28 days). This affordable approach allows you to only pay for the cover you need.

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Our easy-to-follow quote form does the hard work for you, finding you the best temporary car insurance available, allowing you to get a quote and buy cover in minutes.

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Customer surveys reveal that UK motorists’ second biggest car-related concern is the cost of insurance. You could save money by using a short-term policy. By taking out temporary cover car insurance, you have the flexibility to only pay for what you use, saving money.

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Get a quote and buy cover in minutes. It is so easy.

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About this policy

Fully comprehensive cover

1 hour to 28 days flexible cover

Low Excess

Drivers aged 18 to 75

Maximum car value is £65,000

Protect the car owner’s No Claims Discount

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What is temporary car insurance?

Need insurance to drive a car for an hour, a day, a week, or a month? Use our quick and easy quote form to find cheap, affordable short-term car insurance. Protect the owner’s No Claims Discount by taking out your own policy and ensuring you are legally and adequately insured. And with your insurance documents delivered straight to your inbox, you could be covered to drive away in minutes.

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Temporary car insurance is an affordable way to cover yourself to drive a different car on a flexible basis. By taking out the short-term cover you are preserving any other insurance policies you have, as well as protecting the vehicle owner’s No Claims Discount.

​

We provide cover from as little as 1 hour and up to 1 month (28 days). This affordable approach allows you to only pay for the cover you need.

​

Our easy-to-follow quote form does the hard work for you, finding you the best temporary car insurance available, allowing you to get a quote and buy cover in minutes.

​

Customer surveys reveal that UK motorists’ second biggest car-related concern is the cost of insurance. You could save money by using a short-term policy. By taking out temporary cover car insurance, you have the flexibility to only pay for what you use, saving money.

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Who needs temporary car insurance?

There are a whole host of reasons you may need to take out a short-term insurance policy, including:

 

Borrowing a Car or Van

If you’re borrowing a vehicle from a friend or family for a one-off trip, then temporary insurance is perfect for you.

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Occasional Driver

If you only drive a car now and then, with one main driver already insured, then you may only need to grab short-term car insurance for your journeys.

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Sharing the Driving on a Long Trip

Temporary car insurance is perfect for long road trips where you’re all taking in turns to get behind the wheel but don’t want to risk affecting the owner’s no-claims discount.

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Using a Courtesy Car

Not driving your own car? Temporary cover is here to help.

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Emergency Usage

When an emergency strikes and you find yourself at the wheel of someone else’s car, put your mind at ease with a temporary cover.

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Moving to a New House or Office

Temporary cover is perfect for short one-time journeys where you just need car insurance short term.

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Young Drivers back from University or College

We have temporary student car insurance that’s perfect for students making individual trips.

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Collecting or Delivering a Vehicle

While some car sellers give you drive-away insurance, many don’t. Make sure you’re covered when picking up or dropping off a car.

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Test Driving a New Car

Want to try before you buy? Make sure you’ve got yourself hourly car insurance to help you avoid a sticky situation.

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Learner Drivers and Young Drivers

If your kids are learning to drive, then short-term car insurance could be their ticket to practicing in their own time without a hefty bill.

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What you need, to buy temporary car insurance

Details About the Vehicle you want to drive

The car registration number, make, and model, for example.

Policy Duration

When you want insurance to start and end – you can take cover from 1 hour to 28 days.

Details About You - Your name, date of birth, address, and your driver’s license number, for example.

Your Driving History
We will need to know what type of license you hold and for how long.

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What is Covered with Our Temporary Car Insurance?

Short-term car insurance can be just as secure as an annual policy. 

Your quote can cover:

  • Cars and commercial vehicles up to 3.5 tonnes.

  • Cars and vans up to £65,000.

  • Social, domestic, pleasure, and commercial journeys (subject to restrictions).

 

Our policies also protect whoever’s behind the wheel including:

  • Private drivers aged 19 to 75.

  • Commercial vehicle drivers aged 21 to 75.

  • Drivers with a current permanent address as stated in their application.

  • Drivers who have never been refused an insurance policy or had one canceled or voided.

  • Drivers who have received a ban in the last 60 months.

Are you Eligible for a Temporary Car Cover?

Before you get a temporary insurance quote, you need to know that you’re eligible.

At the very least, you need a valid driving license and the vehicle owner’s permission, but there’s more to it than that. If you’re still working out whether short-term car insurance is right for you, have a look at our checklist.

 

MID: Please note that all our Short Term Insurance policies are submitted to the Motor Insurance Database (MID) at midnight every day. We recommend always having a copy of your Insurance Certificate with you during the period of cover.

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Criteria the Car Being Insured Must Meet:

  • Cars and Commercial Vehicles (up to 3.5 tonnes)

  • Minimum value Cars and Vans: £1* subject to age restrictions

  • Maximum value Cars: £65,000

  • Maximum value Vans: £65,000

  • Social, Domestic and Pleasure or Social, Domestic, and Pleasure + Commercial use only – usage will be restricted to social domestic, and pleasure purposes, which includes commuting and personal business use only

  • Foreign use is not permitted

  • Not for exporting – journeys must start and end in the UK

  • Is not imported or left-hand drive and not modified (factory-fitted extras or modifications for a disabled driver or passenger, or LPG conversions are acceptable).

  • Has no more than 7 seats and is not a rental or hire vehicle (if commercial – no more than 5 seats)

  • Must not be modified. LPG conversions and Disabled Modified are acceptable

  • Have a valid MOT (if required), is NOT declared as SORN (off-road) with DVLA, and have NOT been seized by the police.

  • Not to be used for impounded or seized vehicles (unless specified as impounded cover)

  • Not to be used for any form of motor racing, pacemaking, track days, motor trade usage or hire and reward

  • Not for carrying hazardous goods or use at a hazardous location

  • There is no cover under this policy for vehicles that are insured, owned by, operated by, supplied by, hired or rented from any Claims, Credit hire or Accident Management Company.

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Criteria the driver Being Insured Must Meet:

  • Private Car – driver aged 19 to 75

  • Commercial Vehicle – driver aged 21 to 75

  • Has a current permanent address as stated throughout this application (please note you may be asked to provide proof of residence in the event of a claim)

  • Has not ever been refused insurance, had a policy canceled or voided

  • No driving ban in the last 60 months

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