​Coffee & Smoothie Van Insurance
At UK Sure, we offer competitive prices and optional extras to ensure your coffee & smoothie van is fully covered!
We have access to rates from top UK catering van insurers, so you can trust us to find the perfect policy.
Whether you're a burger van, fish & chip van, or ice cream van owner, our team will help you find suitable catering van insurance.
Remember to add Employ's Liability and Public & Products Liability to your policy.
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What is Coffee & Smoothie Van Insurance insurance?
At UK Sure, we work with various insurers so that you can get the Insurance coverage you need if your coffee van or expensive equipment is stolen or damaged.
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Here are the types of businesses that we can typically insure:
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Catering
We've got you covered, from mobile barista vans and catering vehicles to ice cream trucks and eco-friendly electric Tuk Tuks.
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Emergency & Rescue
Need cover for private ambulances, emergency doctor vehicles with green and blue lights, or even funeral transit? We've got you.
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Specialist Types
From mobile pet grooming vans and road sweepers to line-marking trucks, cameras, and amphibious vehicles —make us your go-to for specialist vehicle insurance. Also Marketing, Exhibition, Retail, Entertainment, and Education vehicles.
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Protecting Brokers since 2019​
Since our founding in 2019, we have helped countless caterers get the protection they need.
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Cover Details
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Choose between Comprehensive, Third Party Fire & Theft or Third Party only
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Fire Cover automatically included for all hot food vans
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The policy will also cover the vehicle and the vehicle's fixtures & fittings
Optional Extensions
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Breakdown & Recovery
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Legal Expenses
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You've got your van covered, but these optional extras should be considered:
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Business Interruption, Money, Loss of Stock, Frozen Food & Legal Expenses
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Employers' Liability Insurance (£10 Million)
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Product Liability Insurance (£5 Million)
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Public Liability Insurance (£5 Million)
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(Employers’ Liability is a legal requirement if you employ anyone).
Why Catering Van Insurance with UK Sure?
If you are looking for Catering Van Insurance, you have come to the right place.
​There are many benefits to insuring your Catering Van with UK Sure.
Our Catering Van Insurance quotes provide:
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Affordable rates to save you money
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Reputable Insurers
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Full Fire Cover as standard
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Policyholders aged 21 and over
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Flexible payment options
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Access to a replacement Catering Van in the event of a non-fault claim (ask for details)
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Fixtures & fittings covered
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24-Hour Claim Line
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UK Based Call Handlers
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Modified Catering Vans Covered
You can protect five or more years of NCD for free. Also, why not ask one of our catering specialists to provide a breakdown and recovery quote for your catering van?
We offer Insurance for any type of Catering Vans, such as:
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Catering Van Insurance
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Catering Trailer Insurance
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Ice Cream Van Insurance
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Hot Dog Van Insurance
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Jiffy Van Insurance
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Burger Van Insurance
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Sandwich Van Insurance
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Kebab Van Insurance
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Coffee Van Insurance
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Mobile Catering Bar Insurance
This list is not exhaustive!
We insure all types of catering vans. We insure both mobile and static catering vans. We will ensure your Catering vans & their fixtures and fittings against:
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Loss
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Fire
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Theft
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Damage
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Fleet Insurance
If you have two or more vehicles, fleet insurance can benefit you. It can save you money, and a single policy for the whole business can minimise admin to keep life simple.
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The UK Sure team is comprised of specialists in brokering insurance coverage for companies and self-employed traders. You can insure your vehicles on a third-party fire and theft or a comprehensive basis.
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Just tell us what you need. We can recommend policies that include*:
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Up to £5m coverage for third-party property damage
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Windscreen cover
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Foreign use and EU cover
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No Claims Discount Protection
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Public liability and employers’ liability insurance within a single package
*Policy limits and exclusions may apply; please see the policy wording for full terms and conditions.
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Types of Catering Van Insurance Policies
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Third-party-only van insurance (TPO)
Third-party only is the minimum level of Insurance required by law for drivers in the UK. It covers:
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Liability for injury to others (including passengers)
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Damage to third-party property
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Liability while towing a caravan or trailer
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Third-party, fire and theft van insurance (TPFT)
Third-party, fire, and theft cover everything that the third party does, but also:
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Fire damage
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Theft
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Damage to any of your vehicles caused during theft
Comprehensive van insurance
A comprehensive policy will provide you with the most extensive level of cover, including everything covered by third parties, fire and theft, and usually:
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Loss or damage to your vehicles
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Windscreen cover
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Personal effects
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Accidental damage
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Medical expenses
Frequently Asked Questions
Question: What is catering van insurance?​
It’s a type of commercial vehicle insurance specifically designed to cover mobile food businesses operating from catering vans or trailers.
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Question: What does catering van insurance typically cover?
It can include vehicle damage, public liability, equipment, stock, and employer’s liability.
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Question: Is public liability included in catering van insurance?
Often yes, but it depends on your policy. It’s highly recommended to protect against claims from the public.
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Question: Can I insure fixed kitchen equipment inside the van?
Yes, most policies offer cover for permanently installed cooking and refrigeration equipment.
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Question: Do I need special insurance if I park the van overnight in public areas?
Some insurers may require additional security or charge higher premiums—always disclose parking details.​
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Question: Is food spoilage due to equipment failure covered?
Some policies offer optional cover for food spoilage caused by fridge or freezer breakdowns.
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Question: Do I need employer’s liability insurance?
If you have employees, it’s a legal requirement in the UK.​
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Question: Can I drive the catering van for personal use?
Only if your policy includes social, domestic, and pleasure use—check your terms.
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Do you have a question about catering van insurance?
Submit your question here
Related Products
Comprehensive van insurance tailored for businesses and individuals—covering theft, damage, accidents, and third-party liability across the UK.
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Protect your catering van with specialized insurance—covering equipment, stock, liability, theft, and road risks tailored to mobile food businesses.
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Fleet insurance offers comprehensive cover for multiple vehicles under one policy, saving businesses time, money, and simplifying vehicle management.
How our customers rate us
Great and prompt service
Suhailulla Parappan padan
2025-09-28
Was struggling to get insurance from other companies but UK sure got me sorted out straight away, highly recommend company
neil commins
2025-09-22
Thank u so much to give me good price
Daim Khan
2025-09-21
