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Relying on your standard home insurance for a rental property is one of the most expensive mistakes you can make as a landlord.

Insurers are acutely aware of these increased threats, which is precisely why specialist unoccupied home insurance exists.

It’s one of the most common—and costly—mistakes a new landlord can make: assuming your standard home insurance policy has you covered.

Think of Unoccupied House Insurance as your home’s dedicated empty-house guard. When your property sits vacant beyond the limits of a standard policy, this specialist cover kicks in to keep watch.

Your standard home insurance policy is built for owner-occupiers and simply isn’t designed to handle the unique risks that come with tenants.

Leaving a commercial property empty? Discover why unoccupied property insurance is more expensive, the hidden conditions most insurers don’t explain, and how to protect your vacant building properly.

Whether it’s a cosy countryside cottage for Christmas or a coastal escape to welcome the New Year, holiday homeowners want peace of mind that their property is safe, secure and fully protected.

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