Looking for caravan insurance?

 

Affordable, flexible, high-quality caravan insurance.

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If you’re in need of affordable, flexible, high-quality caravan insurance then look no further than UK Sure. Since 2019 we’ve helped countless of caravaners.

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UK Sure offers two caravan insurance schemes, one designed to cater to those with touring caravans and the other to cater to those with static caravans.

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These policies are designed to provide financial protection in the event of an insured peril causing damage to the caravan.

 

As well as providing cover to repair damage to the caravan the policy will also cover emergency removal following a road traffic accident, extra costs incurred in hiring another caravan or staying in a hotel should the insured's holiday be affected by the damage to the caravan and cover for contents and equipment.

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Who the product is suitable for:

• Touring caravan owners with caravans valued up to £40,000

• Static caravan owners with caravans valued up to £60,000

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Features & Benefits

 

• Cover is available for contents up to £5,000 and awnings valued up to £2,500 where the caravan is being covered as well

• New for old cover is available for caravans under 5 years old

• 240 days of European use included as standard

• Cover is available for both twin-axle and single-axle vehicles

• If the insured cannot stay in their caravan as a result of loss or damage and they decide to continue with their holiday, we will pay for hotel accommodation or alternative caravan hire up to £75 a day for up to 14 days

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What is caravan insurance?

 

Caravan insurance is a great way to protect your caravan against damage or in case it’s stolen. Unlike car insurance, it’s not a legal requirement but will protect you in the event the worst happens.

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Campervan insurance varies greatly depending on the type of campervan you have, the classification of the van, how often you use it if you live in it, and many other factors.​

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Is caravan insurance a legal requirement

 

Unlike car insurance, which is a legal requirement, most types of caravan insurance are optional. However, having cover in place could offer valuable financial protection.

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Additionally, if you are thinking of taking your caravan overseas you might find caravan insurance is a legal requirement in your destination of choice. 

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Many car insurance policies only extend to third-party cover when it comes to caravans, and then only while being towed. This means if you’re towing a caravan and damage someone’s property or injure them, your car insurance would payout. But any damage to your caravan wouldn’t be covered and you’d have to pay for any repairs yourself. ​

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Does my home insurance cover my caravan?

 

If your home insurance has cover for personal possessions away from the home, some of your property might be covered while you’re caravanning.

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You usually need to pay an extra premium for personal possessions cover on your home insurance.

Does my caravan need to be registered like a car?

You won’t have a logbook for a caravan like the V5C you get when you buy a car. Caravans aren’t registered with the DVLA.

There is a voluntary scheme to register ownership of your caravan called the Caravan Registration and information Scheme (CRiS) with a one-off lifetime fee of £15. You don’t legally have to join CRiS but it could help you to prove ownership of your caravan which might improve your chances of getting it back if it’s stolen.

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You might need to register with CRis as a condition of taking out caravan insurance with some providers.​

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Do caravans need an MOT?

 

Caravans don’t need an MOT to be road-legal as cars do. But you do need to make sure your caravan’s in a legal and roadworthy state. For example, you need to make sure your caravan’s tires have the legal minimum tread depth.

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You can put your caravan through an annual service to help keep it in a good, roadworthy condition.​

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